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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Cash Flows from Operating Activities    
Net income $ 6,651,000 $ 4,990,000
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for loan losses 940,000 2,529,000
Depreciation and amortization 1,274,000 1,173,000
Loans originated for resale (23,283,000) (14,079,000)
Proceeds from sale of loans originated for sale 23,773,000 14,606,000
Gain on sale of loans held for sale (627,000) (629,000)
Net gains on the sale of OREO (179,000) (88,000)
Losses on sales of HTM investment securities   157,000
Gains on sales of AFS investment securities   (153,000)
Gain on sale of asset (11,000)  
Net amortization of premium/discount on investment securities 540,000 470,000
Increase in OREO valuation allowance 601,000 674,000
Increase in cash surrender of bank owned life insurance (620,000) (632,000)
Deferred income tax benefit (117,000) (869,000)
(Increase) Decrease in accrued interest receivable (70,000) 123,000
Stock based compensation 249,000 389,000
(Decrease in deferred loan fees 307,000 132,000
Increase in accounts payable, accrued expenses and other liabilities 489,000 639,000
(Increase) Decrease in other assets (1,410,000) 2,599,000
Net Cash Provided by Operating Activities 8,507,000 12,031,000
Cash Flows from Investing Activities    
Purchase of AFS investment securities (13,517,000) (25,542,000)
Proceeds from redemption or principal payments of AFS investment securities 10,476,000 17,962,000
Purchase of HTM investment securities (11,683,000) (16,357,000)
Proceeds from maturities or principal payments of HTM investment securities 37,551,000 53,485,000
Net (increase) decrease of FHLB and FRB stock (117,000) 111,000
Loans originated or acquired (275,037,000) (246,256,000)
Principal collected on loans 220,810,000 203,352,000
Purchase of premises and equipment (1,035,000) (4,514,000)
Proceeds from sale of OREO 1,300,000 345,000
Proceeds from sale of HTM investment securities   3,642,000
Proceeds from sale of AFS investment securities   1,626,000
Proceeds from disposal of assets 11,000  
Net Cash Used in Investing Activities (31,241,000) (12,146,000)
Cash Flows from Financing Activities    
Net decrease in deposits 1,064,000 (7,023,000)
Proceeds from long-term borrowings 15,000,000  
Payments of long-term borrowings (5,051,000) (49,000)
Net increase in short term borrowings (1,000,000) 1,000,000
Exercise of stock options 317,000 83,000
Proceeds from public offering 27,387,000  
Dividends paid (1,579,000) (1,422,000)
Net change in unearned ESOP shares 355,000 (2,000)
Repurchase of common stock (536,000) (294,000)
Net Cash Provided by (Used in) Financing Activities 35,957,000 (7,707,000)
Increase (Decrease) in Cash and Cash Equivalents 13,223,000 (7,822,000)
Cash and Cash Equivalents - January 1 11,296,000 19,118,000
Cash and Cash Equivalents - December 31 24,519,000 11,296,000
Supplemental Disclosures of Cash Flow Information    
Interest 7,648,000 10,653,000
Income taxes 4,069,000 2,226,000
Supplemental Schedule of Non-Cash Operating Activities    
Issuance of common stock for payment of compensation 249,000 389,000
Transfer from loans to OREO 1,853,000 4,020,000
Transfer of OREO to loans   $ 1,038,000