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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest and Dividend Income    
Loans, including fees $ 37,196 $ 37,146
Taxable interest and dividends on investment securities 2,466 3,133
Interest on deposits with banks 16 14
Total Interest and Dividend Income 39,678 40,293
Interest Expenses    
Deposits 5,581 8,434
Short-term borrowings 14 13
Long-term debt 2,051 2,157
Total Interest Expenses 7,646 10,604
Net interest income (expense) 32,032 29,689
Provision for loan losses 940 2,529
Net Interest Income After Provision For Loan Losses 31,092 27,160
Noninterest Income    
Loan appraisal, credit, and miscellaneous charges 391 968
Gain on sale of asset 11  
Net losses on sale of OREO 179 88
Net losses on sale of investment securities   (4)
Income from bank owned life insurance 620 632
Service charges 2,346 2,096
Gain on sale of loans held for sale 627 630
Total Noninterest Income 4,174 4,410
Noninterest Expense    
Salary and employee benefits 14,521 13,486
Occupancy expense 2,139 1,894
Advertising 477 542
Data processing expense 1,289 1,551
Professional fees 1,095 1,010
Depreciation of furniture, fixtures, and equipment 765 680
Telephone communications 200 184
Office supplies 226 257
FDIC Insurance 1,115 1,257
Valuation allowance on OREO 601 674
Other 2,416 2,269
Total Noninterest Expense 24,844 23,804
Income before income taxes 10,422 7,766
Income tax expense 3,771 2,776
Preferred stock dividends 200 200
Net Income 6,651 4,990
Net Income Available to Common Shareholders 6,451 4,790
Net Income 6,651 4,990
Net unrealized holding gains (losses) arising during period, net of tax (1,196) (150)
Comprehensive Income $ 5,455 $ 4,840
Earnings Per Common Share    
Basic (in dollars per share) $ 1.90 $ 1.57
Diluted (in dollars per share) $ 1.88 $ 1.57
Cash dividends paid per common share (in dollars per share) $ 0.40 $ 0.40