CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 11,408	$ 10,697
Federal funds sold	8,275	190
Interest-bearing deposits with banks	4,836	409
Estimated fair value, available for sale	48,247	47,206
Securities held to maturity (HTM), at amortized cost	86,401	112,619
Federal Home Loan Bank and Federal Reserve Bank stock - at cost	5,593	5,476
Loans receivable - net of allowance for loan losses of $8,138 and $8,247	799,130	747,641
Premises and equipment, net	19,543	19,782
Other real estate owned (OREO)	6,797	6,891
Accrued interest receivable	2,974	2,904
Investment in bank owned life insurance	19,350	18,731
Other assets	11,270	9,093
Total Assets	1,023,824	981,639
Liabilities and Stockholders' Equity
Non-interest-bearing deposits	103,882	102,320
Interest-bearing deposits	717,413	717,911
Total deposits	821,295	820,231
Short-term borrowings		1,000
Long-term debt	70,476	60,527
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)	12,000	12,000
Accrued expenses and other liabilities	9,323	8,834
Total Liabilities	913,094	902,592
Stockholders' Equity
Preferred Stock, Senior Non-Cumulative Perpetual, Series C - par value $1,000; authorized 20,000; issued 20,000	20,000	20,000
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,647,407 and 3,052,416 shares, respectively	46	30
Additional paid in capital	45,881	17,874
Retained earnings	46,523	41,987
Accumulated other comprehensive gain (loss)	(1,057)	139
Unearned ESOP shares	(663)	(983)
Total Stockholders' Equity	110,730	79,047
Total Liabilities and Stockholders' Equity	$ 1,023,824	$ 981,639