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Restrictions on Cash and Amounts Due from Banks
12 Months Ended
Dec. 31, 2013
Restrictions on Cash and Amounts Due from Banks [Abstract]  
Restrictions on Cash and Amounts Due from Banks

NOTE 4 -RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS

The Bank is required to maintain average balances on hand or with the Federal Reserve Bank. At December 31, 2013 and 2012, these reserve balances amounted to $254,000 and $380,000, respectively.