ACCUMULATED OTHER COMPREHENSIVE INCOME (Schedule of Comprehensive Income (Loss)) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]
Net unrealized holding gain (loss) arising during period, Before Tax	$ (350,524)	$ 104,229	$ (1,591,096)	$ 115,973
Reclassification adjustments, Before Tax
Other comprehensive loss, Before Tax	(350,524)	104,229	(1,591,096)	115,973
Net unrealized holding gain (loss) arising during period, Tax Effect	(119,178)	35,438	(540,972)	39,431
Reclassification adjustments, Tax Effect
Other comprehensive loss, Tax Effect	(119,178)	35,438	(540,972)	39,431
Net unrealized holding gain (loss) arising during period, Net of Tax	(231,346)	68,791	(1,050,124)	76,542
Reclassification adjustments, Net of Tax
Other comprehensive gain (loss), Net of Tax	$ (231,346)	$ 68,791	$ (1,050,124)	$ 76,542