LOANS (Narrative) (Details) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2013 loan	Sep. 30, 2013 loan	Dec. 31, 2012 loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, allowance percentage	1.05%	1.05%	1.09%
Deferred gain on sale of property			$ 225,000
Loans	15,415,634	15,415,634	13,141,405
Investment Income, Interest		155,812	220,326
Loans and leases receivable, nonperforming, accrual of interest	4,325,912	4,325,912	4,424,388
Other real estate additions			415,995
Allowance for loan loss	8,079,277	8,079,277	8,246,957
Number of loans		6	6
Number of accruing loans 90 days or greater past due	0	0	0
Recognized deferred gain on sale of OREO	225,000
90 or Greater Days	11,089,722	11,089,722	8,717,017
Financing Receivable Troubled Debt Restructuring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan loss			0
Reserve of the allowance for loan losses	12,000	12,000
90 or Greater Days	323,976	323,976
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, allowance percentage	80.00%	80.00%
Other real estate additions			382,500
Percentage status of loan in portfolio	5.00%	5.00%	5.00%
Number of accruing loans 90 days or greater past due			1
90 or Greater Days	2,947,607	2,947,607	1,527,844
Commercial Real Estate [Member] | Financing Receivable Troubled Debt Restructuring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	60,000	60,000
Number of loans			8
Number of accruing loans 90 days or greater past due			2
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
90 or Greater Days	5,670,331	5,670,331	3,732,090
Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
90 or Greater Days	2,155,122	2,155,122	3,169,404
Residential Mortgage [Member] | Financing Receivable Troubled Debt Restructuring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Tdr Loan Transferred One		77,165
Number of loans		1
Foreclosed Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, nonperforming, accrual of interest			1,454,757
Eight Commercial Real Estate Loans [Member] | Financing Receivable Troubled Debt Restructuring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans			3,212,894
Three Residential First Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans			1,419,657
Number of loans			3
Nonaccrual Loans With No Impairment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12,932,327	12,932,327	11,371,542
Interest Due To Debt		432,916	443,856
Nonaccrual Loans With Impairment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	2,483,307	2,483,307	1,769,863
Interest Due To Debt		180,751	182,106
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Debt maturity period		20 years
Maximum [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum percent of capital for single borrower	15	15
Maximum [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Debt maturity period		5 years
Maximum [Member] | Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Debt maturity period		30 years
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Debt maturity period		3 years
Credit quality indicator	$ 750,000	$ 750,000
Minimum [Member] | Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Debt maturity period		10 years