SECURITIES (Schedule of Unrealized Loss on Investments) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Held-To-Maturity Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Less Than 12 Months, Fair Value	$ 41,773,548	$ 14,253,558
Less Than 12 Months, Unrealized Loss	1,029,248	89,638
More Than 12 Months, Fair Value	5,559,510	9,189,702
More Than 12 Months, Unrealized Loss	440,362	492,703
Total, Fair Value	47,333,058	23,443,260
Total, Unrealized Loss	1,469,609	582,341
Held-To-Maturity Securities [Member] | Asset Backed Securities Issued By Others [Member]
Schedule of Held-to-maturity Securities [Line Items]
More Than 12 Months, Fair Value	2,258,562	3,057,666
More Than 12 Months, Unrealized Loss	418,975	484,343
Total, Fair Value	2,258,562	3,057,666
Total, Unrealized Loss	418,975	484,343
Held-To-Maturity Securities [Member] | Asset-backed securities issued by GSEs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Less Than 12 Months, Fair Value	41,773,548	14,253,558
Less Than 12 Months, Unrealized Loss	1,029,248	89,638
More Than 12 Months, Fair Value	3,300,948	6,132,036
More Than 12 Months, Unrealized Loss	21,386	8,360
Total, Fair Value	45,074,496	20,385,594
Total, Unrealized Loss	1,050,634	97,998
Available-For-Sale Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Less Than 12 Months, Fair Value	33,460,160
Less Than 12 Months, Unrealized Loss	1,098,953
More Than 12 Months, Fair Value	5,623,802
More Than 12 Months, Unrealized Loss	227,295
Total, Fair Value	39,083,962
Total, Unrealized Loss	1,326,248
Available-For-Sale Securities [Member] | Asset Backed Securities Issued By Others [Member]
Schedule of Held-to-maturity Securities [Line Items]
Less Than 12 Months, Fair Value	33,460,034
Less Than 12 Months, Unrealized Loss	1,098,769
More Than 12 Months, Fair Value	5,623,802
More Than 12 Months, Unrealized Loss	227,295
Total, Fair Value	39,083,836
Total, Unrealized Loss	1,326,064
Available-For-Sale Securities [Member] | Asset-backed securities issued by GSEs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Less Than 12 Months, Fair Value	126
Less Than 12 Months, Unrealized Loss	184
Total, Fair Value	126
Total, Unrealized Loss	$ 184