SECURITIES (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended	12 Months Ended	9 Months Ended	12 Months Ended	9 Months Ended	12 Months Ended	3 Months Ended	12 Months Ended		12 Months Ended			9 Months Ended	12 Months Ended	9 Months Ended	12 Months Ended			3 Months Ended	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013 Asset Backed Securities Issued By Others [Member]	Dec. 31, 2012 Asset Backed Securities Issued By Others [Member]	Sep. 30, 2013 Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member]	Sep. 30, 2013 Held-To-Maturity Securities [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member] Mortgage-Backed Securities, Issued By Private Enterprises [Member]	Sep. 30, 2013 Held-To-Maturity Securities [Member] Mortgage-Backed Securities, Issued By Private Enterprises [Member]	Sep. 30, 2013 Held-To-Maturity Securities [Member] Mortgage Backed Securities Issued By Others [Member]	Sep. 30, 2013 Held-To-Maturity Securities [Member] Asset Backed Securities Issued By Others [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member] Asset Backed Securities Issued By Others [Member]	Sep. 30, 2013 Held-To-Maturity Securities [Member] Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member] Asset-backed securities issued by GSEs [Member]	Dec. 31, 2009 Held-To-Maturity Securities [Member] Residential Collateralized Mortgage Obligations [Member]	Sep. 30, 2013 Held-To-Maturity Securities [Member] Residential Collateralized Mortgage Obligations [Member]	Dec. 31, 2012 Available-For-Sale Securities [Member]	Sep. 30, 2013 Available-For-Sale Securities [Member]	Sep. 30, 2013 Available-For-Sale Securities [Member] Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Available-For-Sale Securities [Member] Asset Backed Securities And Corporate Securities [Member]	Sep. 30, 2013 Standard Poor's, AAA Rating [Member]	Dec. 31, 2012 Standard Poor's, AAA Rating [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Asset Backed Securities Pledged To Secure Certain Deposits	$ 36,700,000		$ 36,700,000
Asset Backed Securities Pledged As Collateral	2,900,000		2,900,000
Percentage Of Asset Backed Securities In Investment Portfolio							98.00%	97.00%
Amount	137,269,442	154,756,678	137,269,442	154,756,678			1,326,064								3,294,474						1,469,911				133,974,968	150,317,560
Available For Sale Securities Average Life							5 years 1 month 13 days	3 years 5 months 5 days															5 years 2 months 19 days
Available for sale securities, average duration							4 years 8 months 5 days	3 years 3 months 4 days
Held To Maturity Securities Average Life					4 years 5 months 1 day		5 years 6 months 15 days	3 years 5 months 5 days								3 years 2 months 1 day	6 years 7 days	1 year 10 months 6 days
Held to maturity securities, average duration					3 years 3 months 7 days		5 years 1 month 21 days	3 years 2 months 27 days								2 years 4 months 24 days	5 years 6 months 22 days	1 year 8 months 19 days					4 years 8 months 27 days
Amortized Cost, Held to Maturity	91,349,615	112,619,434	91,349,615	112,619,434													87,305,254	107,430,375					47,903,584
Other than temporary impairment charges	0		0	0															148,000
Investment Securities - Held to Maturity	91,050,953	114,187,018	91,050,953	114,187,018					114,187,018	114,187,018						4,439,118
Losses on sales of HTM investment securities		3,736				3,057,666			157,153	23,443,260		20,385,594				484,343		97,998
Held To Maturity Securities Loss Of Amortized Cost Percentage						13.00%			21.00%	21.00%	52.00%	87.00%	95.00%	5.00%	12.72%	10.91%	1.20%	0.09%
Net losses on sale of investment securities															418,975
Gains on sales of AFS investment securities																					(153,417)
Certified mortgage obligation par value																				$ 889,000
Held-to-maturity Securities, Debt Maturities, Fair Value											91,050,953		45,074,496	2,258,562						611,000
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount									3,796,011	3,796,011										511,000
Percentage of amortized cost, unrealized loss							2.77%															77.00%
Securities available for sale (AFS), at fair value	50,869,490	47,205,663	50,869,490	47,205,663																	47,205,663	50,869,490		11,956,182
Gross Unrealized Losses, available for sale											47,333,058						1,050,634				118,802	39,083,962
Available-for-sale securities sold	0		0
Held-to-maturity securities sold	$ 0		$ 0