NATURE OF BUSINESS

6 Months Ended

Jun. 30, 2013

BASIS AND NATURE OF BUSINESS [Abstract]

NATURE OF BUSINESS

2. NATURE OF BUSINESS

The Company provides a variety of financial services to individuals and businesses through its offices in Southern Maryland and King George, Virginia. Its primary deposit products are demand, savings and time deposits, and its primary lending products are commercial and residential mortgage loans, commercial loans, construction and land development loans, home equity and second mortgages and commercial equipment loans.