ACCUMULATED OTHER COMPREHENSIVE INCOME (Schedule of Comprehensive Income (Loss)) (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]
Net unrealized holding gain (loss) arising during period, Before Tax	$ (1,126,015)	$ 75,238	$ (1,240,572)	$ 11,744
Reclassification adjustments, Before Tax
Other comprehensive loss, Before Tax	(1,126,015)	75,238	(1,240,572)	11,744
Net unrealized holding gain (loss) arising during period, Tax Effect	(382,845)	25,581	(421,794)	3,993
Reclassification adjustments, Tax Effect
Other comprehensive loss, Tax Effect	(382,845)	25,581	(421,794)	3,993
Net unrealized holding gain (loss) arising during period, Net of Tax	(743,170)	49,657	(818,778)	7,751
Reclassification adjustments, Net of Tax
Other comprehensive gain (loss), Net of Tax	$ (743,170)	$ 49,657	$ (818,778)	$ 7,751