LOANS (Troubled Debt Restructurings on Financing Receivables) (Details) (USD $)	Jun. 30, 2013 loan	Dec. 31, 2012 loan
Financing Receivable Post Modification Recorded Investment	$ 4,582,290	$ 4,515,443
Number of Loans	11	10
Residential Mortgage [Member]
Financing Receivable Post Modification Recorded Investment	1,489,247	1,418,229
Number of Loans	4	3
Commercial Real Estate [Member]
Financing Receivable Post Modification Recorded Investment	$ 3,093,043	$ 3,097,214
Number of Loans	7	7