LOANS (Impaired Financing Receivables) (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012	Dec. 31, 2012
Unpaid Contractual Principal Balance	$ 43,232,267	$ 15,012,710	$ 43,232,267	$ 15,012,710	$ 38,990,435
Recorded Investment With No Allowance	36,553,098	9,615,814	36,553,098	9,615,814	34,717,598
Recorded Investment With Allowance	6,660,269	4,989,245	6,660,269	4,989,245	4,272,836
Total Recorded Investment	43,213,366	14,605,060	43,213,366	14,605,060	38,990,435
Related Allowance	1,233,668	1,518,108	1,233,668	1,518,108	1,547,657
Average Recorded Investment	43,242,018	15,197,974	43,009,585	15,376,834	40,127,336
Interest Income Recognized	504,755	153,896	910,430	366,607	1,850,050
Consumer Loans [Member]
Unpaid Contractual Principal Balance	41,498		41,498		51,748
Recorded Investment With No Allowance	41,498		41,498		51,748
Total Recorded Investment	41,498		41,498		51,748
Average Recorded Investment	44,160		46,603		64,459
Interest Income Recognized	1,285		1,647		5,284
Commercial Loans [Member]
Unpaid Contractual Principal Balance	11,387,777	2,670,650	11,387,777	2,670,650	8,778,681
Recorded Investment With No Allowance	11,230,906	1,894,390	11,230,906	1,894,390	8,330,442
Recorded Investment With Allowance	156,871	776,260	156,871	776,260	448,238
Total Recorded Investment	11,387,777	2,670,650	11,387,777	2,670,650	8,778,681
Related Allowance	39,871	484,937	39,871	484,937	353,883
Average Recorded Investment	11,378,533	2,671,025	11,320,953	2,664,394	9,153,074
Interest Income Recognized	148,950	23,628	227,171	51,967	284,095
Commercial Equipment [Member]
Unpaid Contractual Principal Balance	174,058		174,058		4,421
Recorded Investment With No Allowance	151,793		151,793
Recorded Investment With Allowance	3,364		3,364		4,421
Total Recorded Investment	155,157		155,157		4,421
Related Allowance	3,364		3,364		4,421
Average Recorded Investment	174,211		174,439		5,112
Interest Income Recognized	60		353		318
Home Equity and Second Mortgage [Member]
Unpaid Contractual Principal Balance	214,000	101,518	214,000	101,518	291,000
Recorded Investment With No Allowance	214,000		214,000		291,000
Recorded Investment With Allowance		101,518		101,518
Total Recorded Investment	214,000	101,518	214,000	101,518	291,000
Related Allowance		47,200		47,200
Average Recorded Investment	232,667	101,518	264,833	101,518	221,000
Interest Income Recognized	2,179		4,530		6,783
Construction and Land Development [Member]
Unpaid Contractual Principal Balance	5,705,211	1,851,415	5,705,211	1,851,415	4,877,868
Recorded Investment With No Allowance	4,497,201	1,716,915	4,497,201	1,716,915	4,877,868
Recorded Investment With Allowance	1,208,010	134,500	1,208,010	134,500
Total Recorded Investment	5,705,211	1,851,415	5,705,211	1,851,415	4,877,868
Related Allowance	169,710	134,500	169,710	134,500
Average Recorded Investment	5,573,948	2,020,582	5,295,158	2,189,748	4,792,982
Interest Income Recognized	71,379	12,947	146,806	29,988	276,260
Residential Mortgage [Member]
Unpaid Contractual Principal Balance	5,236,064	2,579,409	5,236,064	2,579,409	3,367,827
Recorded Investment With No Allowance	4,328,414	907,147	4,328,414	907,147	2,362,062
Recorded Investment With Allowance	907,651	1,672,261	907,651	1,672,261	1,005,765
Total Recorded Investment	5,236,064	2,579,409	5,236,064	2,579,409	3,367,827
Related Allowance	406,966	247,408	406,966	247,408	403,475
Average Recorded Investment	5,277,858	2,583,098	5,282,785	2,585,146	3,388,867
Interest Income Recognized	46,226	26,312	94,488	58,717	157,595
Commercial Real Estate [Member]
Unpaid Contractual Principal Balance	20,473,659	7,809,718	20,473,659	7,809,718	21,618,890
Recorded Investment With No Allowance	16,089,286	5,097,362	16,089,286	5,097,362	18,804,478
Recorded Investment With Allowance	4,384,373	2,304,706	4,384,373	2,304,706	2,814,412
Total Recorded Investment	20,473,659	7,402,068	20,473,659	7,402,068	21,618,890
Related Allowance	613,757	604,063	613,757	604,063	785,878
Average Recorded Investment	20,560,641	7,821,751	20,624,814	7,836,028	22,501,842
Interest Income Recognized	$ 234,676	$ 91,009	$ 435,435	$ 225,935	$ 1,119,715