LOANS (Schedule of Financing Receivable Recorded Investment Credit Quality Indicator) (Details) (USD $)	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
Loans	$ 754,215,596	$ 756,552,319	$ 742,664,288
Commercial Equipment [Member]
Loans	17,347,472	16,267,684	17,151,518
Commercial Equipment [Member] | Unrated [Member]
Loans	5,692,755	5,082,713
Commercial Equipment [Member] | Pass [Member]
Loans	8,651,353	11,180,550
Commercial Equipment [Member] | Special Mention [Member]
Loans	3,000,000
Commercial Equipment [Member] | Substandard [Member]
Loans	3,364	4,421
Commercial Loans [Member]
Loans	84,992,780	88,157,606	93,096,685
Commercial Loans [Member] | Unrated [Member]
Loans	12,568,790	11,627,726
Commercial Loans [Member] | Pass [Member]
Loans	57,485,149	64,436,809
Commercial Loans [Member] | Special Mention [Member]
Loans	710,755
Commercial Loans [Member] | Substandard [Member]
Loans	14,228,086	12,093,071
Consumer Loans [Member]
Loans	937,147	995,206	1,007,453
Consumer Loans [Member] | Performing Financing Receivable [Member]
Loans	937,147	995,206
Home Equity and Second Mortgage [Member]
Loans	21,769,081	21,982,375	22,525,909
Home Equity and Second Mortgage [Member] | Performing Financing Receivable [Member]
Loans	21,769,081	21,911,079
Home Equity and Second Mortgage [Member] | Nonperforming Financing Receivable [Member]
Loans		71,296
Residential Mortgage [Member]
Loans	165,433,554	177,663,354	178,459,492
Residential Mortgage [Member] | Performing Financing Receivable [Member]
Loans	162,454,020	174,493,950
Residential Mortgage [Member] | Nonperforming Financing Receivable [Member]
Loans	2,979,534	3,169,404
Construction and Land Development [Member]
Loans	29,119,080	31,818,782	32,405,839
Construction and Land Development [Member] | Unrated [Member]
Loans	4,367,952	4,330,321
Construction and Land Development [Member] | Pass [Member]
Loans	16,260,390	19,752,749
Construction and Land Development [Member] | Substandard [Member]
Loans	8,490,738	7,735,712
Commercial Real Estate [Member]
Loans	434,616,482	419,667,312	398,017,392
Commercial Real Estate [Member] | Unrated [Member]
Loans	60,706,137	59,930,126
Commercial Real Estate [Member] | Pass [Member]
Loans	343,428,754	329,882,941
Commercial Real Estate [Member] | Special Mention [Member]
Loans	5,331,812	4,880,758
Commercial Real Estate [Member] | Substandard [Member]
Loans	$ 25,149,779	$ 24,973,487