CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash Flows from Operating Activities
Net income	$ 3,303,840	$ 2,046,405
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	354,600	777,505
Depreciation and amortization	648,119	521,935
Loans originated for resale	(17,882,950)	(3,292,600)
Proceeds from sale of loans originated for sale	17,963,029	3,402,426
Gain on sale of loans held for sale	(516,050)	(135,341)
Net losses on the sale of OREO		96,917
Gain on sale of asset	(11,000)
Net amortization of premium/discount on investment securities	327,305	204,597
Increase in OREO valuation allowance	329,976	626,176
Increase in cash surrender of bank owned life insurance	(308,427)	(319,116)
Deferred income tax benefit	(96,796)	(345,542)
Decrease (Increase) in accrued interest receivable	1,698	(51,308)
Stock based compensation	249,129	263,612
Increase (Decrease) in deferred loan fees	265,828	(11,099)
Decrease in accounts payable, accrued expenses and other liabilities	(987,585)	(9,524)
(Increase) Decrease in other assets	(505,754)	1,388,154
Net Cash Provided by Operating Activities	3,134,962	5,163,197
Cash Flows from Investing Activities
Purchase of AFS investment securities	(13,464,967)	(10,077,772)
Proceeds from redemption or principal payments of AFS investment securities	5,234,496	11,252,526
Purchase of HTM investment securities	(10,932,813)	(849,785)
Proceeds from maturities or principal payments of HTM investment securities	23,420,169	27,246,045
Net increase of FHLB and FRB stock	(1,190,500)	(193,450)
Loans originated or acquired	(112,182,444)	(125,552,773)
Principal collected on loans	113,696,335	98,929,725
Purchase of premises and equipment	(155,699)	(3,403,294)
Proceeds from sale of OREO		299,302
Proceeds from disposal of assets	11,000
Net Cash Provided by (Used in) Investing Activities	4,435,577	(2,349,476)
Cash Flows from Financing Activities
Net decrease in deposits	(35,549,051)	(11,478,877)
Proceeds from long-term borrowings	10,000,000
Payments of long-term borrowings	(25,445)	(24,447)
Net increase in short term borrowings	23,000,000	3,000,000
Exercise of stock options	75,235	67,391
Dividends paid	(709,238)	(1,321,571)
Net change in unearned ESOP shares	215,824	(1,942)
Redemption of common stock	(297,801)	(153,800)
Net Cash Used in Financing Activities	(3,290,476)	(9,913,246)
Increase (Decrease) in Cash and Cash Equivalents	4,280,063	(7,099,525)
Cash and Cash Equivalents - January 1	11,295,655	19,118,189
Cash and Cash Equivalents - June 30	15,575,718	12,018,664
Supplemental Disclosures of Cash Flow Information
Interest	4,017,398	5,797,788
Income taxes	2,600,000	1,020,000
Supplemental Schedule of Non-Cash Operating Activities
Issuance of common stock for payment of compensation	249,129	263,612
Transfer from loans to OREO	$ 370,800	$ 1,555,770