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LOANS (Narrative) (Details) (USD $)
6 Months Ended 12 Months Ended 12 Months Ended 6 Months Ended 6 Months Ended 12 Months Ended 6 Months Ended 12 Months Ended 6 Months Ended 6 Months Ended
Jun. 30, 2013
loan
Dec. 31, 2012
loan
Jun. 30, 2013
Financing Receivable Troubled Debt Restructuring [Member]
Dec. 31, 2012
Commercial Real Estate [Member]
Jun. 30, 2013
Commercial Real Estate [Member]
Jun. 30, 2013
Residential Mortgage [Member]
Financing Receivable Troubled Debt Restructuring [Member]
Jun. 30, 2013
Foreclosed Real Estate [Member]
Dec. 31, 2012
Foreclosed Real Estate [Member]
Dec. 31, 2012
Eight Commercial Real Estate Loans [Member]
Financing Receivable Troubled Debt Restructuring [Member]
Mar. 31, 2012
Three Residential First Mortgages [Member]
Jun. 30, 2013
Nonaccrual Loans With No Impairment [Member]
Dec. 31, 2012
Nonaccrual Loans With No Impairment [Member]
Jun. 30, 2013
Nonaccrual Loans With Impairment [Member]
Dec. 31, 2012
Nonaccrual Loans With Impairment [Member]
Jun. 30, 2013
Maximum [Member]
Jun. 30, 2013
Maximum [Member]
Commercial Real Estate [Member]
Jun. 30, 2013
Maximum [Member]
Residential Mortgage [Member]
Jun. 30, 2013
Minimum [Member]
Jun. 30, 2013
Minimum [Member]
Residential Mortgage [Member]
Loans and Leases Receivable, Allowance Percentage 1.07% 1.09%     80.00%                            
Deferred Gain on Sale of Property $ 225,000 $ 225,000                                  
Loans 16,635,835 13,141,405             3,212,894 1,419,657 14,549,064 11,371,542 2,086,771 1,769,863          
Debt Maturity Period                             20 years   30 years 3 years 10 years
Credit Quality Indicator                                   750,000  
Tdr Loan Transferred One           77,165                          
Investment Income, Interest 95,873 220,326                                  
Interest Due To Debt                     518,722 443,856 207,561 182,106          
Loans and Leases Receivable, Nonperforming, Accrual of Interest 4,331,630 4,424,388         1,437,828 1,454,757                      
Other Real Estate, Additions   415,995   382,500                              
Percentage status of loan in portfolio       5.00% 5.00%                            
Allowance for loan loss $ 8,033,553 $ 8,246,957 $ 12,000                                
Number of performing loans 6 6                                  
Number of accruing loans 90 days or greater past due 0 0                                  
Maximum percent of capital for single borrower                               15