SECURITIES (Schedule of Unrealized Loss on Investments) (Details) (USD $)	Jun. 30, 2013	Dec. 31, 2012
Held-To-Maturity Securities [Member]
Less Than 12 Months, Fair Value	$ 31,299,839	$ 14,253,558
Less Than 12 Months, Unrealized Loss	721,673	89,638
More Than 12 Months, Fair Value	6,204,914	9,189,702
More Than 12 Months, Unrealized Loss	461,954	492,703
Total, Fair Value	37,504,753	23,443,260
Total, Unrealized Loss	1,183,627	582,341
Held-To-Maturity Securities [Member] | Asset Backed Securities Issued By Others [Member]
More Than 12 Months, Fair Value	2,408,611	3,057,666
More Than 12 Months, Unrealized Loss	459,895	484,343
Total, Fair Value	2,408,611	3,057,666
Total, Unrealized Loss	459,895	484,343
Held-To-Maturity Securities [Member] | Asset-backed securities issued by GSEs [Member]
Less Than 12 Months, Fair Value	31,299,839	14,253,558
Less Than 12 Months, Unrealized Loss	721,673	89,638
More Than 12 Months, Fair Value	3,796,303	6,132,036
More Than 12 Months, Unrealized Loss	2,059	8,360
Total, Fair Value	35,096,142	20,385,594
Total, Unrealized Loss	723,732	97,998
Available-For-Sale Securities [Member]
Less Than 12 Months, Fair Value	31,329,747
Less Than 12 Months, Unrealized Loss	789,437
More Than 12 Months, Fair Value	4,690,434
More Than 12 Months, Unrealized Loss	258,572
Total, Fair Value	36,020,181
Total, Unrealized Loss	1,048,009
Available-For-Sale Securities [Member] | Asset Backed Securities Issued By Others [Member]
Less Than 12 Months, Fair Value	31,329,612
Less Than 12 Months, Unrealized Loss	789,262
More Than 12 Months, Fair Value	4,690,434
More Than 12 Months, Unrealized Loss	258,572
Total, Fair Value	36,020,046
Total, Unrealized Loss	1,047,834
Available-For-Sale Securities [Member] | Asset-backed securities issued by GSEs [Member]
Less Than 12 Months, Fair Value	135
Less Than 12 Months, Unrealized Loss	175
Total, Fair Value	135
Total, Unrealized Loss	$ 175