SECURITIES (Narrative) (Details) (USD $)	3 Months Ended		6 Months Ended	12 Months Ended	6 Months Ended	12 Months Ended	6 Months Ended	12 Months Ended	3 Months Ended	12 Months Ended		12 Months Ended			6 Months Ended	12 Months Ended	6 Months Ended	12 Months Ended			3 Months Ended	6 Months Ended
	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2013 Asset Backed Securities Issued By Others [Member]	Dec. 31, 2012 Asset Backed Securities Issued By Others [Member]	Jun. 30, 2013 Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member]	Jun. 30, 2013 Held-To-Maturity Securities [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member] Mortgage-Backed Securities, Issued By Private Enterprises [Member]	Jun. 30, 2013 Held-To-Maturity Securities [Member] Mortgage-Backed Securities, Issued By Private Enterprises [Member]	Jun. 30, 2013 Held-To-Maturity Securities [Member] Mortgage Backed Securities Issued By Others [Member]	Jun. 30, 2013 Held-To-Maturity Securities [Member] Asset Backed Securities Issued By Others [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member] Asset Backed Securities Issued By Others [Member]	Jun. 30, 2013 Held-To-Maturity Securities [Member] Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Held-To-Maturity Securities [Member] Asset-backed securities issued by GSEs [Member]	Dec. 31, 2009 Held-To-Maturity Securities [Member] Residential Collateralized Mortgage Obligations [Member]	Jun. 30, 2013 Held-To-Maturity Securities [Member] Residential Collateralized Mortgage Obligations [Member]	Dec. 31, 2012 Available-For-Sale Securities [Member]	Jun. 30, 2013 Available-For-Sale Securities [Member]	Jun. 30, 2013 Available-For-Sale Securities [Member] Asset-backed securities issued by GSEs [Member]	Dec. 31, 2012 Available-For-Sale Securities [Member] Asset Backed Securities And Corporate Securities [Member]	Jun. 30, 2013 Standard Poor's, AAA Rating [Member]	Dec. 31, 2012 Standard Poor's, AAA Rating [Member]
Asset Backed Securities Pledged To Secure Certain Deposits	$ 10,600,000		$ 10,600,000
Asset Backed Securities Pledged As Collateral	3,300,000		3,300,000
Percentage Of Asset Backed Securities In Investment Portfolio							98.00%	97.00%
Amount	148,953,292	154,756,678	148,953,292	154,756,678			1,047,834								3,524,982						1,469,911				145,428,310	150,317,560
Available For Sale Securities Average Life							4 years 1 month 13 days	3 years 5 months 5 days															4 years 9 months 4 days
Available for sale securities, average duration							3 years 9 months 11 days	3 years 3 months 4 days
Held To Maturity Securities Average Life					3 years 6 months		3 years 11 months 5 days	3 years 5 months 5 days								3 years 2 months 1 day	4 years 3 months 22 days	1 year 10 months 6 days
Held to maturity securities, average duration					2 years 7 months 10 days		3 years 8 months 1 day	3 years 2 months 27 days								2 years 4 months 24 days	3 years 11 months 19 days	1 year 8 months 19 days					4 years 3 months 15 days
Amortized Cost, Held to Maturity	99,896,483	112,619,434	99,896,483	112,619,434													95,521,548	107,430,375					50,806,417
Other than temporary impairment charges	0		0	0															148,000
Investment Securities - Held to Maturity	100,016,728	114,187,018	100,016,728	114,187,018					114,187,018	114,187,018						4,439,118
Losses on sales of HTM investment securities		3,736				3,057,666			157,153	23,443,260		20,385,594				484,343		97,998
Held To Maturity Securities Loss Of Amortized Cost Percentage						13.00%			21.00%	21.00%	37.00%	87.00%	94.00%	6.00%	13.05%	10.91%	0.76%	0.09%
Net losses on sale of investment securities															459,895
Gains on sales of AFS investment securities																					(153,417)
Certified mortgage obligation par value																				$ 925,000
Held-to-maturity Securities, Debt Maturities, Fair Value											100,016,728		35,096,142	2,408,611						704,000
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount									3,796,011	3,796,011										543,000
Percentage of amortized cost, unrealized loss							2.06%															67.00%
Securities available for sale (AFS), at fair value	54,103,851	47,205,663	54,103,851	47,205,663																	47,205,663	54,103,851		11,956,182
Gross Unrealized Losses, available for sale											$ 37,504,753						$ 723,732				$ 118,802	$ 36,020,181