CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest and Dividend Income
Loans, including fees	$ 9,116,080	$ 9,286,377	$ 18,363,746	$ 18,511,260
Taxable interest and dividends on investment securities	631,347	815,101	1,221,040	1,696,918
Interest on deposits with banks	2,686	1,064	5,284	2,748
Total Interest and Dividend Income	9,750,113	10,102,542	19,590,070	20,210,926
Interest Expenses
Deposits	1,434,338	2,197,377	2,967,301	4,609,719
Short-term borrowings	15,421	15,910	37,827	31,751
Long-term debt	568,496	552,054	1,036,414	1,147,556
Total Interest Expenses	2,018,255	2,765,341	4,041,542	5,789,026
Net Interest Income	7,731,858	7,337,201	15,548,528	14,421,900
Provision for loan losses	200,427	436,431	354,600	777,505
Net Interest Income After Provision For Loan Losses	7,531,431	6,900,770	15,193,928	13,644,395
Noninterest Income
Loan appraisal, credit, and miscellaneous charges	130,721	202,127	319,149	383,441
Gain on sale of asset	11,000		11,000
Net losses on sale of OREO				(96,917)
Income from bank owned life insurance	156,994	159,911	308,427	319,117
Service charges	632,547	465,391	1,103,180	1,001,903
Gain on sale of loans held for sale	137,466	69,366	516,050	135,341
Total Noninterest Income	1,068,728	896,795	2,257,806	1,742,885
Noninterest Expense
Salary and employee benefits	3,589,610	3,170,213	7,146,606	6,490,079
Occupancy expense	569,479	464,319	1,052,250	901,791
Advertising	168,843	179,083	272,731	259,091
Data processing expense	366,480	421,153	730,314	789,593
Professional fees	264,354	343,295	461,691	568,504
Depreciation of furniture, fixtures, and equipment	197,092	162,364	389,522	297,289
Telephone communications	53,781	48,312	102,729	92,086
Office supplies	46,015	71,928	109,468	133,990
FDIC Insurance	272,837	447,587	574,269	891,202
Valuation allowance on OREO	19,476	326,176	329,976	626,176
Other	558,453	729,256	1,079,688	1,211,304
Total Noninterest Expense	6,106,420	6,363,686	12,249,244	12,261,105
Income before income taxes	2,493,739	1,433,879	5,202,490	3,126,175
Income tax expense	908,290	492,727	1,898,650	1,079,770
Net Income	1,585,449	941,152	3,303,840	2,046,405
Preferred stock dividends	50,000	50,000	100,000	100,000
Net income available to common shareholders	1,535,449	891,152	3,203,840	1,946,405
Net Income	1,585,449	941,152	3,303,840	2,046,405
Net unrealized holding gains (losses) arising during period, net of tax	(743,170)	49,657	(818,778)	7,751
Comprehensive Income	$ 842,279	$ 990,809	$ 2,485,062	$ 2,054,156
Earnings Per Common Share
Basic (in dollars per share)	$ 0.51	$ 0.29	$ 1.06	$ 0.64
Diluted (in dollars per share)	$ 0.51	$ 0.29	$ 1.05	$ 0.64
Cash dividends paid per common share (in dollars per share)	$ 0.10	$ 0.40	$ 0.20	$ 0.40