ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Net unrealized holding losses arising during period, Before Tax	$ (114,557)	$ (63,494)
Reclassification adjustments, Before Tax	0	0
Other comprehensive loss, Before Tax	(114,557)	(63,494)
Net unrealized holding losses arising during period, Tax Effect	(38,949)	(21,588)
Reclassification adjustments, Tax Effect	0	0
Other comprehensive loss, Tax Effect	(38,949)	(21,588)
Net unrealized holding losses arising during period, Net of Tax	(75,608)	(41,906)
Reclassification adjustments, Net of Tax	0	0
Other comprehensive loss, Net of Tax	$ (75,608)	$ (41,906)