FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
Assets
Investment securities - AFS, Carrying amount	$ 44,552,200	$ 47,205,663
Investment securities - HTM, Carrying amount	110,751,230	112,619,434
Federal Home Loan Bank and Federal Reserve Stock, Carrying amount	5,629,150	5,476,050
Loans, Carrying amount	734,918,520	747,640,752
Other real estate owned, Carrying amount	6,951,653	6,891,353	4,467,834	5,028,513
Investment securities - AFS, Fair value	44,552,200	47,205,663
Investment securities - HTM, Fair value	112,092,167	114,187,018
Federal Home Loan Bank and Federal Reserve Stock, Fair value	6,411,000	5,469,000
Loans, Fair value	743,314,000	757,387,000
Other real estate owned, Fair value	6,951,653	6,891,353
Liabilities [Abstract]
Savings, NOW and money market accounts, Carrying amount	396,391,598	414,776,285
Time deposits, Carrying amount	402,461,827	405,454,003
Long-term debt, Carrying amount	70,514,549	60,527,208
Short term borrowings, Carrying amount	0	1,000,000
Guaranteed preferred beneficial interest in junior subordinated debentures, Carrying amount	12,000,000	12,000,000
Savings, NOW and money market accounts, Fair value	396,391,598	414,776,285
Time deposits, Fair value	406,585,000	410,257,000
Long-term debt, Fair value	72,859,000	64,252,000
Short term borrowings, Fair value		1,000,000
Guaranteed preferred beneficial interest in junior subordinated debentures, Fair value	2,400,000	2,400,000
Fair Value, Inputs, Level 1 [Member]
Assets
Investment securities - AFS, Fair value	0	0
Investment securities - HTM, Fair value	849,786	749,941
Federal Home Loan Bank and Federal Reserve Stock, Fair value	0	0
Loans, Fair value	0	0
Other real estate owned, Fair value	0	0
Liabilities [Abstract]
Savings, NOW and money market accounts, Fair value	0	0
Time deposits, Fair value	0	0
Long-term debt, Fair value	0	0
Short term borrowings, Fair value		0
Guaranteed preferred beneficial interest in junior subordinated debentures, Fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Assets
Investment securities - AFS, Fair value	44,552,200	47,205,663
Investment securities - HTM, Fair value	111,242,381	113,437,077
Federal Home Loan Bank and Federal Reserve Stock, Fair value	6,411,000	5,469,000
Loans, Fair value	743,314,000	757,387,000
Other real estate owned, Fair value	6,951,653	6,891,353
Liabilities [Abstract]
Savings, NOW and money market accounts, Fair value	396,391,598	414,776,285
Time deposits, Fair value	406,585,000	410,257,000
Long-term debt, Fair value	72,859,000	64,252,000
Short term borrowings, Fair value		1,000,000
Guaranteed preferred beneficial interest in junior subordinated debentures, Fair value	2,400,000	2,400,000
Fair Value, Inputs, Level 3 [Member]
Assets
Investment securities - AFS, Fair value	0	0
Investment securities - HTM, Fair value	0	0
Federal Home Loan Bank and Federal Reserve Stock, Fair value	0	0
Loans, Fair value	0	0
Other real estate owned, Fair value	0	0
Liabilities [Abstract]
Savings, NOW and money market accounts, Fair value	0	0
Time deposits, Fair value	0	0
Long-term debt, Fair value	0	0
Short term borrowings, Fair value		0
Guaranteed preferred beneficial interest in junior subordinated debentures, Fair value	$ 0	$ 0