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LOANS (Details Textual) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2013
Dec. 31, 2012
Loans and Leases Receivable, Allowance Percentage 1.12% 1.09%
Deferred Gain on Sale of Property $ 225,000 $ 225,000
Total Dollars 13,867,059 13,141,405
Loans and Leases Receivable, Nonperforming, Accrual of Interest 4,362,144 4,424,388
Other Real Estate, Additions   415,995
Allowance for loan loss 8,350,000 8,246,957
Financing Receivable Troubled Debt Restructuring [Member]
   
Investment Income, Interest 48,881 220,326
Commercial Real Estate [Member]
   
Loans and Leases Receivable, Allowance Percentage 80.00%  
Debt Maturity Period 3 to 20 years  
Other Real Estate, Additions   382,500
Percentage status of loan in portfolio 5.00%  
Commercial Loan [Member]
   
Credit Quality Indicator Commercial loan relationships with an aggregate exposure to the Bank of $750,000 or greater are risk rated.  
Residential Mortgage [Member]
   
Debt Maturity Period 10 to 30 Years  
Tdr Loan Transferred One 77,165  
Foreclosed Real Estate [Member]
   
Loans and Leases Receivable, Nonperforming, Accrual of Interest 1,446,342 1,454,757
Eight Commercial Real Estate Loans [Member]
   
Financing Receivable, Modifications, Pre-Modification Recorded Investment   3,212,894
Three Residential First Mortgages [Member]
   
Financing Receivable, Modifications, Pre-Modification Recorded Investment   1,419,657
Nonaccrual Loans With No Impairment [Member]
   
Total Dollars 11,640,973 11,371,542
Interest Due To Debt 501,280 443,856
Nonaccrual Loans With Impairment [Member]
   
Total Dollars 2,226,086 1,769,863
Interest Due To Debt $ 211,279 $ 182,106