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LOANS (Details 6) (USD $)
Mar. 31, 2013
Dec. 31, 2012
Financing Receivable Post Modification Recorded Investment $ 4,588,947 $ 4,515,443
Financing Receivable Modifications Number Of Contracts1 11 10
Commercial Real Estate [Member]
   
Financing Receivable Post Modification Recorded Investment 3,096,481 3,097,214
Financing Receivable Modifications Number Of Contracts1 7 7
Residential Mortgage [Member]
   
Financing Receivable Post Modification Recorded Investment $ 1,492,466 $ 1,418,229
Financing Receivable Modifications Number Of Contracts1 4 3