LOANS (Details 4) (USD $)	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012
Ending balance	$ 743,931,550	$ 756,552,319	$ 731,621,458
Commercial Real Estate [Member]
Ending balance	417,405,318	419,667,312	387,062,534
Commercial Real Estate [Member] | Unrated [Member]
Ending balance	58,812,409	59,930,126
Commercial Real Estate [Member] | Pass [Member]
Ending balance	328,207,209	329,882,941
Commercial Real Estate [Member] | Special Mention [Member]
Ending balance	5,408,019	4,880,758
Commercial Real Estate [Member] | Substandard [Member]
Ending balance	24,977,681	24,973,487
Commercial Real Estate [Member] | Doubtful [Member]
Ending balance	0	0
Commercial Real Estate [Member] | Unlikely To Be Collected Financing Receivable [Member]
Ending balance	0	0
Construction and Land Development [Member]
Ending balance	31,061,899	31,818,782	36,254,152
Construction and Land Development [Member] | Unrated [Member]
Ending balance	4,631,466	4,330,321
Construction and Land Development [Member] | Pass [Member]
Ending balance	19,041,110	19,752,749
Construction and Land Development [Member] | Special Mention [Member]
Ending balance	0	0
Construction and Land Development [Member] | Substandard [Member]
Ending balance	7,389,323	7,735,712
Construction and Land Development [Member] | Doubtful [Member]
Ending balance	0	0
Construction and Land Development [Member] | Unlikely To Be Collected Financing Receivable [Member]
Ending balance	0	0
Residential Mortgage [Member]
Ending balance	169,088,653	177,663,354	171,910,733
Residential Mortgage [Member] | Performing Financing Receivable [Member]
Ending balance	166,212,625	174,493,950
Residential Mortgage [Member] | Nonperforming Financing Receivable [Member]
Ending balance	2,876,028	3,169,404
Home Equity and Second Mortgage [Member]
Ending balance	21,578,772	21,982,375	23,455,588
Home Equity and Second Mortgage [Member] | Performing Financing Receivable [Member]
Ending balance	21,391,270	21,911,079
Home Equity and Second Mortgage [Member] | Nonperforming Financing Receivable [Member]
Ending balance	187,502	71,296
Consumer Loan [Member]
Ending balance	1,022,981	995,206	960,745
Consumer Loan [Member] | Performing Financing Receivable [Member]
Ending balance	1,022,981	995,206
Consumer Loan [Member] | Nonperforming Financing Receivable [Member]
Ending balance	0	0
Commercial Loan [Member]
Ending balance	88,045,436	88,157,606	93,410,257
Commercial Loan [Member] | Unrated [Member]
Ending balance	11,974,551	11,627,726
Commercial Loan [Member] | Pass [Member]
Ending balance	61,910,052	64,436,809
Commercial Loan [Member] | Special Mention [Member]
Ending balance	1,905,558	0
Commercial Loan [Member] | Substandard [Member]
Ending balance	12,255,275	12,093,071
Commercial Loan [Member] | Doubtful [Member]
Ending balance	0	0
Commercial Loan [Member] | Unlikely To Be Collected Financing Receivable [Member]
Ending balance	0	0
Commercial Equipment [Member]
Ending balance	15,728,491	16,267,684	18,567,449
Commercial Equipment [Member] | Unrated [Member]
Ending balance	5,076,787	5,082,713
Commercial Equipment [Member] | Pass [Member]
Ending balance	8,778,228	11,180,550
Commercial Equipment [Member] | Special Mention [Member]
Ending balance	1,848,625	0
Commercial Equipment [Member] | Substandard [Member]
Ending balance	3,823	4,421
Commercial Equipment [Member] | Doubtful [Member]
Ending balance	21,028	0
Commercial Equipment [Member] | Unlikely To Be Collected Financing Receivable [Member]
Ending balance	$ 0	$ 0