LOANS (Details 2) (USD $)	Mar. 31, 2013	Dec. 31, 2012
90 or Greater Days Delinquent	$ 9,504,915	$ 8,717,017
Number of Loans, 90 or Greater Days Delinquent	37	34
Nonaccrual Performing Loans	4,362,144	4,424,388
Number Of Loans, Nonaccrual Performing Loans	6	6
Total Dollars	13,867,059	13,141,405
Total Number of loans	43	40
Commercial Real Estate [Member]
90 or Greater Days Delinquent	2,556,284	1,527,844
Number of Loans, 90 or Greater Days Delinquent	8	7
Nonaccrual Performing Loans	3,750,389	3,802,947
Number Of Loans, Nonaccrual Performing Loans	2	2
Total Dollars	6,306,673	5,330,791
Total Number of loans	10	9
Residential Mortgage [Member]
90 or Greater Days Delinquent	2,876,028	3,169,404
Number of Loans, 90 or Greater Days Delinquent	9	10
Nonaccrual Performing Loans	565,091	569,693
Number Of Loans, Nonaccrual Performing Loans	3	3
Total Dollars	3,441,119	3,739,097
Total Number of loans	12	13
Construction and Land Development [Member]
90 or Greater Days Delinquent	0	0
Number of Loans, 90 or Greater Days Delinquent	0	0
Nonaccrual Performing Loans	0	0
Number Of Loans, Nonaccrual Performing Loans	0	0
Total Dollars	0	0
Total Number of loans	0	0
Home Equity and Second Mortgage [Member]
90 or Greater Days Delinquent	187,502	71,296
Number of Loans, 90 or Greater Days Delinquent	5	2
Nonaccrual Performing Loans	0	0
Number Of Loans, Nonaccrual Performing Loans	0	0
Total Dollars	187,502	71,296
Total Number of loans	5	2
Commercial Loan [Member]
90 or Greater Days Delinquent	3,668,718	3,732,090
Number of Loans, 90 or Greater Days Delinquent	11	11
Nonaccrual Performing Loans	0	0
Number Of Loans, Nonaccrual Performing Loans	0	0
Total Dollars	3,668,718	3,732,090
Total Number of loans	11	11
Consumer Loan [Member]
90 or Greater Days Delinquent	0	0
Number of Loans, 90 or Greater Days Delinquent	0	0
Nonaccrual Performing Loans	46,664	51,748
Number Of Loans, Nonaccrual Performing Loans	1	1
Total Dollars	46,664	51,748
Total Number of loans	1	1
Commercial Equipment [Member]
90 or Greater Days Delinquent	216,383	216,383
Number of Loans, 90 or Greater Days Delinquent	4	4
Nonaccrual Performing Loans	0	0
Number Of Loans, Nonaccrual Performing Loans	0	0
Total Dollars	$ 216,383	$ 216,383
Total Number of loans	4	4