SECURITIES (Details 1) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Less Than 12 Months, Fair Value	$ 23,163,119	$ 14,253,558
Less Than 12 Months, Unrealized Loss	124,566	89,638
More Than 12 Months, Fair Value	6,848,721	9,189,702
More Than 12 Months, Unrealized Loss	471,708	492,703
Total, Fair Value	30,011,840	23,443,260
Total, Unrealized Loss	596,274	582,341
Asset-backed securities issued by GSEs [Member]
Less Than 12 Months, Fair Value	23,163,119	14,253,558
Less Than 12 Months, Unrealized Loss	124,566	89,638
More Than 12 Months, Fair Value	4,021,863	6,132,036
More Than 12 Months, Unrealized Loss	6,396	8,360
Total, Fair Value	27,184,982	20,385,594
Total, Unrealized Loss	130,962	97,998
Asset-backed Securities Issued By Other [Member]
Less Than 12 Months, Fair Value	0	0
Less Than 12 Months, Unrealized Loss	0	0
More Than 12 Months, Fair Value	2,826,858	3,057,666
More Than 12 Months, Unrealized Loss	465,312	484,343
Total, Fair Value	2,826,858	3,057,666
Total, Unrealized Loss	$ 465,312	$ 484,343