SECURITIES (Details) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Amortized Cost, Available for Sale	$ 44,219,702	$ 46,755,861
Gross Unrealized Gains, available for sale	512,527	568,604
Gross Unrealized Losses, available for sale	180,029	118,802
Estimated Fair Value, available for sale	44,552,200	47,205,663
Amortized Cost, Held to Maturity	110,751,230	112,619,434
Gross Unrealized Gains, held to maturity	1,937,211	2,149,925
Gross Unrealized Losses, held to maturity	596,274	582,341
Estimated Fair Value, held to maturity	112,092,167	114,187,018
Asset-backed securities issued by GSEs [Member] \| Residential Mortgage Backed Securities [Member]
Amortized Cost, Available for Sale	193,394	198,400
Gross Unrealized Gains, available for sale	32,136	32,986
Gross Unrealized Losses, available for sale	0	0
Estimated Fair Value, available for sale	225,530	231,386
Amortized Cost, Held to Maturity	27,511,471	31,239,176
Gross Unrealized Gains, held to maturity	1,074,600	1,237,277
Gross Unrealized Losses, held to maturity	21,887	0
Estimated Fair Value, held to maturity	28,564,184	32,476,453
Asset-backed securities issued by GSEs [Member] \| Residential Collateralized Mortgage Obligations [Member]
Amortized Cost, Available for Sale	39,954,131	42,507,542
Gross Unrealized Gains, available for sale	241,340	266,775
Gross Unrealized Losses, available for sale	179,770	118,518
Estimated Fair Value, available for sale	40,015,701	42,655,799
Amortized Cost, Held to Maturity	78,229,508	76,191,199
Gross Unrealized Gains, held to maturity	616,529	715,620
Gross Unrealized Losses, held to maturity	109,075	97,998
Estimated Fair Value, held to maturity	78,736,962	76,808,821
Asset-backed securities issued by GSEs [Member] \| Equity Securities [Member]
Amortized Cost, Available for Sale	37,310	37,310
Gross Unrealized Gains, available for sale	613	306
Gross Unrealized Losses, available for sale	259	284
Estimated Fair Value, available for sale	37,664	37,332
Asset-backed securities issued by GSEs [Member] \| Bond Mutual Funds [Member]
Amortized Cost, Available for Sale	4,034,867	4,012,609
Gross Unrealized Gains, available for sale	238,438	268,537
Gross Unrealized Losses, available for sale	0	0
Estimated Fair Value, available for sale	4,273,305	4,281,146
Asset Backed Securities Issued By Others [Member] \| Residential Collateralized Mortgage Obligations [Member]
Amortized Cost, Held to Maturity	4,160,465	4,439,118
Gross Unrealized Gains, held to maturity	246,082	196,976
Gross Unrealized Losses, held to maturity	465,312	484,343
Estimated Fair Value, held to maturity	3,941,235	4,151,751
Total Debt Securities [Member]
Amortized Cost, Held to Maturity	109,901,444	111,869,493
Gross Unrealized Gains, held to maturity	1,937,211	2,149,873
Gross Unrealized Losses, held to maturity	596,274	582,341
Estimated Fair Value, held to maturity	111,242,381	113,437,025
Us Government Obligations [Member]
Amortized Cost, Held to Maturity	849,786	749,941
Gross Unrealized Gains, held to maturity	0	52
Gross Unrealized Losses, held to maturity	0	0
Estimated Fair Value, held to maturity	$ 849,786	$ 749,993

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

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+ Details

- Definition

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

+ References+ Details

- Definition

This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.

+ References+ Details

- Definition

For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.

+ References

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-Publisher FASB

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-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

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-Publisher FASB

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-Paragraph 1

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+ Details

- Definition

As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.

+ References+ Details

- Definition

As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.

+ References+ Details