FAIR VALUE MEASUREMENTS (Details 1) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Foreclosed Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	$ 6,951,653	$ 6,891,353
Fair Value, Inputs, Level 1 [Member] | Foreclosed Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 2 [Member] | Foreclosed Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	6,951,653	6,891,353
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member]
Assets, Fair Value Disclosure, Nonrecurring	2,540,893	2,725,179
Loans With Impairment [Member] | Commercial Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	2,069,575	2,028,534
Loans With Impairment [Member] | Residential Mortgage [Member]
Assets, Fair Value Disclosure, Nonrecurring	469,025	602,290
Loans With Impairment [Member] | Commercial Loan [Member]
Assets, Fair Value Disclosure, Nonrecurring	2,145	94,355
Loans With Impairment [Member] | Commercial Equipment [Member]
Assets, Fair Value Disclosure, Nonrecurring	148
Loans With Impairment [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 1 [Member] | Residential Mortgage [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Loan [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Equipment [Member]
Assets, Fair Value Disclosure, Nonrecurring	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, Fair Value Disclosure, Nonrecurring	2,540,893	2,725,179
Loans With Impairment [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	2,069,575	2,028,534
Loans With Impairment [Member] | Fair Value, Inputs, Level 2 [Member] | Residential Mortgage [Member]
Assets, Fair Value Disclosure, Nonrecurring	469,025	602,290
Loans With Impairment [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Loan [Member]
Assets, Fair Value Disclosure, Nonrecurring	2,145	94,355
Loans With Impairment [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Equipment [Member]
Assets, Fair Value Disclosure, Nonrecurring	148
Loans With Impairment [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 3 [Member] | Residential Mortgage [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Loan [Member]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans With Impairment [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Equipment [Member]
Assets, Fair Value Disclosure, Nonrecurring	$ 0