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SHORT-TERM BORROWINGS AND LONG-TERM DEBT (Details 1) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Long-term debt    
Long-term debt outstanding at end of period $ 60,527,208 $ 60,576,595
Weighted average rate on outstanding long-term debt 2.80% 3.33%
Maximum outstanding long-term debt of any month end 60,573 60,620
Average outstanding long-term debt 60,206 61,421
Approximate average rate paid on long-term debt 3.02% 3.32%
Short-term borrowings    
Short-term borrowings outstanding at end of period 1,000,000 0
Weighted average rate on short-term borrowings 0.36% 0.00%
Maximum outstanding short-term borrowings at any month end 14,000 15,703
Average outstanding short-term borrowings $ 3,639 $ 2,168
Approximate average rate paid on short-term borrowings 1.40% 1.91%