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LOANS (Details Textual) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Total Loan Receivables $ 756,552,319 $ 718,540,175
Deferred Gain on Sale of Property 225,000 410,268
Total Dollars 13,141,405  
Due to Related Parties 6,986,756 6,475,004
Total Recorded Investment 38,990,435 20,716,966
Loans and Leases Receivable, Nonperforming, Accrual of Interest 4,424,388  
Related Allowance 1,547,657 1,996,935
Year to Date Interest Income Recognized 1,850,050 792,725
Reserve For Allowance For Loan Losses 300,000  
Other Real Estate, Additions 415,995 187,891
Financing Receivable Troubled Debt Restructuring [Member]
   
Financing Receivable, Modifications, Recorded Investment   11,113,326
Financing Receivable Modifications Recorded Investment Percentage 100.00% 93.30%
Investment Income, Interest 220,326 524,397
Related Allowance 0 300,000
Year to Date Interest Income Recognized 220,326 524,397
Commercial Real Estate [Member]
   
Loans and Leases Receivable, Allowance Percentage 80.00%  
Total Loan Receivables 419,667,312 370,383,885
Tdr Loan Transferred Two 111,299  
Total Recorded Investment 21,618,890 7,998,006
Related Allowance 785,878 423,093
Year to Date Interest Income Recognized 1,119,715 375,203
Other Real Estate, Additions 382,500  
Commercial Loan [Member]
   
Loans and Leases Receivable, Allowance Percentage 15.00%  
Total Loan Receivables 88,157,606 101,968,056
Debt Maturity Period 3 to 20 years  
Credit Quality Indicator Only commercial loan relationships with an aggregate exposure to the Bank of $750,000 or greater are subject to being risk rated.  
Total Recorded Investment 8,778,681 8,798,072
Related Allowance 353,883 1,318,502
Year to Date Interest Income Recognized 284,095 314,216
Other Real Estate, Additions   111,299
Percentage status of loan in portfolio 5.00% 5.00%
Residential Mortgage [Member]
   
Total Loan Receivables 177,663,354 164,543,309
Debt Maturity Period 10 to 30 Years  
Total Recorded Investment 3,367,827 618,206
Related Allowance 403,475 113,000
Year to Date Interest Income Recognized 157,595 10,294
Foreclosed Real Estate [Member]
   
Loans and Leases Receivable, Allowance Percentage 1.09% 1.07%
Total Loan Receivables 8,246,957 7,655,041
Notes, Loans and Financing Receivable, Gross, Current 1,454,757 2,356,196
Two Commercial Equipment Loans [Member]
   
Other Real Estate, Additions   76,592
Eight Commercial Real Estate Loans [Member]
   
Other Real Estate, Additions 3,212,894  
Three Residential First Mortgages [Member]
   
Other Real Estate, Additions 1,419,657  
Nonaccrual Loans With No Impairment [Member]
   
Total Dollars 11,371,542 4,193,893
Interest Due To Debt 443,856 172,399
Nonaccrual Loans With Impairment [Member]
   
Total Dollars 1,769,863 5,316,724
Interest Due To Debt $ 182,106 $ 242,705