SECURITIES (Details 2) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Amortized Cost, Available for Sale	$ 46,755,861	$ 41,138,922
Available-for-sale Securities, Fair Value Disclosure	47,205,663	41,827,612
Amortized Cost, Held to Maturity	112,619,434	153,516,839
Held-to-maturity Securities, Fair Value Disclosure	114,187,018	154,030,993
Within One Year [Member]
Amortized Cost, Available for Sale	4,012,609
Available-for-sale Securities, Fair Value Disclosure	4,281,146
Amortized Cost, Held to Maturity	749,941
Held-to-maturity Securities, Fair Value Disclosure	749,941
Asset-Backed Securities [Member]
Amortized Cost, Available for Sale	42,705,942
Available-for-sale Securities, Fair Value Disclosure	42,887,188
Amortized Cost, Held to Maturity	111,869,493
Held-to-maturity Securities, Fair Value Disclosure	113,437,077
Asset-Backed Securities [Member] \| Within One Year [Member]
Amortized Cost, Available for Sale	13,917,779
Available-for-sale Securities, Fair Value Disclosure	13,976,846
Amortized Cost, Held to Maturity	39,331,483
Held-to-maturity Securities, Fair Value Disclosure	39,882,620
Asset-Backed Securities [Member] \| Over One Year Through Five Years [Member]
Amortized Cost, Available for Sale	20,613,093
Available-for-sale Securities, Fair Value Disclosure	20,700,576
Amortized Cost, Held to Maturity	48,166,365
Held-to-maturity Securities, Fair Value Disclosure	48,841,303
Asset-Backed Securities [Member] \| Over Five Years Through Ten Years [Member]
Amortized Cost, Available for Sale	6,485,711
Available-for-sale Securities, Fair Value Disclosure	6,513,237
Amortized Cost, Held to Maturity	17,127,683
Held-to-maturity Securities, Fair Value Disclosure	17,367,686
Asset-Backed Securities [Member] \| After Ten Years [Member]
Amortized Cost, Available for Sale	1,689,359
Available-for-sale Securities, Fair Value Disclosure	1,696,529
Amortized Cost, Held to Maturity	7,243,962
Held-to-maturity Securities, Fair Value Disclosure	$ 7,345,468

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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- Definition

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