LOANS (Details 4) (USD $)	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2011
Total Loan Receivables	$ 741,017,579	$ 718,540,175	$ 704,787,644
Commercial Real Estate [Member]
Total Loan Receivables	406,261,770	370,383,885	368,045,487
Commercial Real Estate [Member] | Unrated [Member]
Total Loan Receivables	56,083,243	1,003,553
Commercial Real Estate [Member] | Pass [Member]
Total Loan Receivables	318,983,090	338,952,446
Commercial Real Estate [Member] | Special Mention [Member]
Total Loan Receivables	0	0
Commercial Real Estate [Member] | Substandard [Member]
Total Loan Receivables	30,755,112	30,391,213
Commercial Real Estate [Member] | Doubtful [Member]
Total Loan Receivables	440,325	0
Commercial Real Estate [Member] | Unlikely To Be Collected Financing Receivable [Member]
Total Loan Receivables	0	36,673
Construction and Land Development [Member]
Total Loan Receivables	31,639,206	36,744,865	31,639,081
Construction and Land Development [Member] | Unrated [Member]
Total Loan Receivables	3,292,288	0
Construction and Land Development [Member] | Pass [Member]
Total Loan Receivables	20,354,549	27,687,432
Construction and Land Development [Member] | Special Mention [Member]
Total Loan Receivables	0	0
Construction and Land Development [Member] | Substandard [Member]
Total Loan Receivables	7,992,369	9,057,433
Construction and Land Development [Member] | Doubtful [Member]
Total Loan Receivables	0	0
Construction and Land Development [Member] | Unlikely To Be Collected Financing Receivable [Member]
Total Loan Receivables	0	0
Residential Mortgage [Member]
Total Loan Receivables	176,825,516	164,543,309	157,753,718
Residential Mortgage [Member] | Performing Financing Receivable [Member]
Total Loan Receivables	172,882,152	162,104,538
Residential Mortgage [Member] | Nonperforming Financing Receivable [Member]
Total Loan Receivables	3,943,364	2,438,771
Home Equity and Second Mortgage [Member]
Total Loan Receivables	21,940,441	24,138,324	24,328,456
Home Equity and Second Mortgage [Member] | Performing Financing Receivable [Member]
Total Loan Receivables	21,747,518	23,847,039
Home Equity and Second Mortgage [Member] | Nonperforming Financing Receivable [Member]
Total Loan Receivables	192,923	291,285
Consumer Loan [Member]
Total Loan Receivables	1,047,046	1,000,983	1,098,280
Consumer Loan [Member] | Performing Financing Receivable [Member]
Total Loan Receivables	1,046,638	1,000,483
Consumer Loan [Member] | Nonperforming Financing Receivable [Member]
Total Loan Receivables	408	500
Commercial Loan [Member]
Total Loan Receivables	86,057,488	101,968,056	101,834,868
Commercial Loan [Member] | Unrated [Member]
Total Loan Receivables	10,800,044	586,124
Commercial Loan [Member] | Pass [Member]
Total Loan Receivables	58,815,556	78,183,487
Commercial Loan [Member] | Special Mention [Member]
Total Loan Receivables	0	0
Commercial Loan [Member] | Substandard [Member]
Total Loan Receivables	16,441,888	23,198,445
Commercial Loan [Member] | Doubtful [Member]
Total Loan Receivables	0	0
Commercial Loan [Member] | Unlikely To Be Collected Financing Receivable [Member]
Total Loan Receivables	0	0
Commercial Equipment [Member]
Total Loan Receivables	17,246,112	19,760,753	20,087,754
Commercial Equipment [Member] | Unrated [Member]
Total Loan Receivables	5,049,612	391,786
Commercial Equipment [Member] | Pass [Member]
Total Loan Receivables	12,191,785	19,209,380
Commercial Equipment [Member] | Special Mention [Member]
Total Loan Receivables	0	0
Commercial Equipment [Member] | Substandard [Member]
Total Loan Receivables	4,715	159,587
Commercial Equipment [Member] | Doubtful [Member]
Total Loan Receivables	0	0
Commercial Equipment [Member] | Unlikely To Be Collected Financing Receivable [Member]
Total Loan Receivables	$ 0	$ 0