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SECURITIES (Details Textual) (USD $)
9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended 1 Months Ended
Sep. 30, 2012
Dec. 31, 2011
Sep. 30, 2012
Asset-Backed Securities [Member]
Dec. 31, 2011
Asset-Backed Securities [Member]
Sep. 30, 2012
Asset Backed Securities Issued By Others [Member]
Dec. 31, 2011
Asset Backed Securities Issued By Others [Member]
Dec. 31, 2009
Collateralized Mortgage Obligations [Member]
Sep. 30, 2012
Collateralized Mortgage Obligations [Member]
Sep. 30, 2012
Standard Poor's, Aaa Rating [Member]
Dec. 31, 2011
Standard Poor's, Aaa Rating [Member]
Asset Backed Securities Pledged To Secure Certain Deposits $ 25,400,000                  
Asset Backed Securities Pledged As Collateral 8,400,000                  
Amount 156,602,061 190,477,003             148,321,502 181,958,323
Percentage Of Asset Backed Securities In Investment Portfolio 97.00% 98.00%                
Percentage Of Asset Backed Securities In Investment Portfolio Credit Rating     85.00% 83.00% 15.00% 17.00%     95.00% 96.00%
Available For Sale Securities Average Life 2 years 11 months 5 days 1 year 7 months 24 days                
Available for Sale Average Duration 2 years 9 months 18 days 1 year 7 months 10 days                
Held To Maturity Securities Average Life 3 years 2 months 19 days 2 years 8 months 19 days                
Held to Maturity Average Duration 3 years 22 days 2 years 6 months 26 days                
Other than Temporary Impairment Losses, Investments             148,000      
Investment Owned, Balance, Principal Amount             971,000      
Investment Owned, at Fair Value 36,578,992 41,827,612 63,940 38,371     841,000      
Investment Owned, Underlying Face Amount, at Carrying Value             582,000      
Asset Backed Securities and Corporate Securities At Fair Value 2,882,811 18,170,977     541,233 1,421,477   20,472,488    
Held To Maturity Securities Continuous Unrealized Loss Percentage 19.00% 26.00%           19.00%    
Held To Maturity Securities Loss Of Amortized Cost Percentage     0.06% 0.03% 6.31% 14.45%        
Amortized Cost, held to maturity $ 125,044,874 $ 153,516,839 $ 115,721,388 $ 142,927,666 $ 8,573,773 $ 9,839,222   $ 24,204,339    
Held To Maturity Securities Unrealized Losses Average Life     1 year 3 months 18 days 2 years 22 days 3 years 2 months 8 days 2 years 4 months 6 days        
Held To Maturity Securities Unrealized Losses Average Duration     1 year 2 months 19 days 1 year 11 months 16 days 2 years 5 months 12 days 1 year 7 months 10 days