SECURITIES (Details 1) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Less Than 12 Months, Fair Value	$ 18,037,203	$ 30,352,078
Less Than 12 Months, Unrealized Loss	57,565	45,303
More Than 12 Months, Fair Value	6,167,136	9,479,903
More Than 12 Months, Unrealized Loss	547,608	1,414,545
Total, Fair Value	24,204,339	39,831,981
Total, Unrealized Loss	605,173	1,459,848
Asset-backed securities issued by GSEs [Member]
Less Than 12 Months, Fair Value	18,037,203	30,220,777
Less Than 12 Months, Unrealized Loss	57,565	33,796
More Than 12 Months, Fair Value	2,435,285	2,847,703
More Than 12 Months, Unrealized Loss	6,375	4,575
Total, Fair Value	20,472,488	33,068,480
Total, Unrealized Loss	63,940	38,371
Asset Backed Securities Issued By Others [Member]
Less Than 12 Months, Fair Value	0	131,301
Less Than 12 Months, Unrealized Loss	0	11,507
More Than 12 Months, Fair Value	3,731,851	6,632,200
More Than 12 Months, Unrealized Loss	541,233	1,409,970
Total, Fair Value	3,731,851	6,763,501
Total, Unrealized Loss	$ 541,233	$ 1,421,477