SECURITIES (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Amortized Cost, available for sale	$ 35,782,570	$ 41,138,922
Gross Unrealized Gains, available for sale	797,358	723,595
Gross Unrealized Losses, available for sale	936	34,905
Estimated Fair Value, available for sale	36,578,992	41,827,612
Amortized Cost, held to maturity	125,044,874	153,516,839
Gross Unrealized Gains, held to maturity	2,640,609	1,974,002
Gross Unrealized Losses, held to maturity	605,173	1,459,848
Estimated Fair Value, held to maturity	127,080,310	154,030,993
Asset-backed securities issued by GSEs [Member] \| Residential Mortgage Backed Securities [Member]
Amortized Cost, available for sale	1,808,872	2,412,959
Gross Unrealized Gains, available for sale	218,472	235,084
Gross Unrealized Losses, available for sale	0	0
Estimated Fair Value, available for sale	2,027,344	2,648,043
Amortized Cost, held to maturity	34,339,921	35,929,199
Gross Unrealized Gains, held to maturity	1,532,001	854,497
Gross Unrealized Losses, held to maturity	0	10,960
Estimated Fair Value, held to maturity	35,871,922	36,772,736
Asset-backed securities issued by GSEs [Member] \| Residentail Collateralized Mortgage Obligations [Member]
Amortized Cost, available for sale	30,018,732	34,848,180
Gross Unrealized Gains, available for sale	261,475	248,508
Gross Unrealized Losses, available for sale	652	34,616
Estimated Fair Value, available for sale	30,279,555	35,062,072
Amortized Cost, held to maturity	81,381,468	106,998,467
Gross Unrealized Gains, held to maturity	774,694	1,104,141
Gross Unrealized Losses, held to maturity	63,940	27,411
Estimated Fair Value, held to maturity	82,092,222	108,075,197
Asset-backed securities issued by GSEs [Member] \| Equity Securities [Member]
Amortized Cost, available for sale	37,310	37,310
Gross Unrealized Gains, available for sale	334	241
Gross Unrealized Losses, available for sale	284	289
Estimated Fair Value, available for sale	37,360	37,262
Asset-backed securities issued by GSEs [Member] \| Bond Mutual Funds [Member]
Amortized Cost, available for sale	3,917,656	3,840,473
Gross Unrealized Gains, available for sale	317,077	239,762
Gross Unrealized Losses, available for sale	0	0
Estimated Fair Value, available for sale	4,234,733	4,080,235
Asset-backed securities issued by GSEs [Member]
Amortized Cost, held to maturity	115,721,388	142,927,666
Asset Backed Securities Issued By Others [Member] \| Residential Mortgage Backed Securities [Member]
Amortized Cost, held to maturity	0
Gross Unrealized Gains, held to maturity	0
Gross Unrealized Losses, held to maturity	0
Estimated Fair Value, held to maturity	0
Asset Backed Securities Issued By Others [Member] \| Residentail Collateralized Mortgage Obligations [Member]
Amortized Cost, held to maturity	8,573,773	9,839,222
Gross Unrealized Gains, held to maturity	333,882	15,364
Gross Unrealized Losses, held to maturity	541,233	1,421,477
Estimated Fair Value, held to maturity	8,366,422	8,433,109
Asset Backed Securities Issued By Others [Member]
Amortized Cost, held to maturity	8,573,773	9,839,222
Total Debt Securities [Member]
Amortized Cost, held to maturity	124,295,162	152,766,888
Gross Unrealized Gains, held to maturity	2,640,577	1,974,002
Gross Unrealized Losses, held to maturity	605,173	1,459,848
Estimated Fair Value, held to maturity	126,330,566	153,281,042
Us Government Obligations [Member]
Amortized Cost, held to maturity	749,712	749,951
Gross Unrealized Gains, held to maturity	32	0
Gross Unrealized Losses, held to maturity	0	0
Estimated Fair Value, held to maturity	749,744	749,951
Other Investments [Member]
Amortized Cost, held to maturity	0
Gross Unrealized Gains, held to maturity	0
Gross Unrealized Losses, held to maturity	0
Estimated Fair Value, held to maturity	$ 0

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

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-Publisher FASB

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Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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-Publisher FASB

-Name Accounting Standards Codification

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Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 115

-Paragraph 13

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Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 115

-Paragraph 14

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-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

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+ Details

- Definition

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

+ References+ Details

- Definition

This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.

+ References+ Details

- Definition

For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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-Paragraph 1

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-Publisher AICPA

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Reference 4: http://www.xbrl.org/2003/role/presentationRef

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Reference 5: http://www.xbrl.org/2003/role/presentationRef

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-Topic 320

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Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 43

-Section A

-Paragraph 4

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

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-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.6)

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

+ Details

- Definition

As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.

+ References+ Details

- Definition

As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.

+ References+ Details