LOANS (Details 2) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 10,971,994	$ 9,510,617
Number of Loans	38	35
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,675,021	2,866,539
Number of Loans	8	11
Residential Mortgage [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	3,430,204	2,438,771
Number of Loans	9	7
Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	331,888	1,413,550
Number of Loans	3	2
Home Equity and Second Mortgage [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	227,296	291,285
Number of Loans	5	7
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	5,204,771	2,263,916
Number of Loans	9	4
Consumer Loan [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	500
Number of Loans	0	1
Commercial Equipment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 102,814	$ 236,056
Number of Loans	4	3