Exhibit 32

CERTIFICATION

     This Report on Form 10-Q of Tri-County Financial Corporation (the “Company”) for the quarter ended June 30, 2005 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and the information contained in this Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: August 12, 2005	By:	/s/ Michael L. Middleton
		Michael L. Middleton President and Chief Executive Officer
Date: August 12, 2005	By:	/s/ William J. Pasenelli
		William J. Pasenelli Executive Vice President and Chief Financial Officer