Consolidated Condensed Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash on hand and in other institutions	$ 5,054	$ 6,020
Interest-bearing demand deposits	4,213	27,122
Cash and cash equivalents	9,267	33,142
Interest-bearing time deposits	2,428	4,164
Investment securities available for sale, at fair value	45,961	48,084
Investment securities held to maturity, at amortized cost	16,516	7,082
Loans held for sale	789	332
Loans, net of allowance for loan losses of $3,627 and $3,903	326,871	316,113
Premises and equipment, net	15,782	15,511
Stock in Federal Home Loan Bank, at cost	2,693	3,753
Goodwill	656	656
Cash value of life insurance	28,007	28,446
Other real estate owned	7,460	6,639
Other assets	8,665	8,896
Total assets	465,095	472,818
Deposits
Noninterest-bearing	67,098	61,063
Interest-bearing	312,939	317,884
Total deposits	380,037	378,947
Borrowings	35,310	45,810
Drafts payable	1,262	1,298
Other liabilities	6,514	5,711
Total liabilities	$ 423,123	$ 431,766
Commitments and contingencies
Shareholders' equity
Preferred stock - 5,000,000 shares authorized and unissued
Common stock, $1.00 par value Authorized 15,000,000 shares Issued - 3,268,262 and 3,245,684 shares Outstanding - 3,043,262 and 3,020,684 shares	$ 3,268	$ 3,246
Additional paid-in capital	2,033	1,657
Retained earnings	39,313	38,785
Accumulated other comprehensive income	356	362
Treasury stock at cost - 225,000 shares	(2,998)	(2,998)
Total shareholders' equity	41,972	41,052
Total liabilities and shareholders' equity	$ 465,095	$ 472,818