Consolidated Condensed Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Operating Activities
Net Income	$ 690	$ 1,332
Items not requiring (providing) cash
Provision for losses on loans	105	300
Depreciation and amortization	773	595
Increase in cash value of life insurance	(359)	(357)
Net loss (gain) from sales and write-downs of other real estate owned	3	(7)
Share-based compensation	42	40
Mortgage loans originated for sale	(5,625)	(948)
Proceeds from sales of mortgage loans originated for sale	5,717	974
Gains on sales of mortgage loans and servicing rights	(180)	(41)
Gain on split-dollar bank-owned life insurance death benefit	(20)
Increase in accrued interest and dividends payable	55	26
Other adjustments	580	89
Net cash provided by operating activities	1,781	2,003
Investing Activities
Purchase of available for sale securities	(4,780)	(16,242)
Purchase of held to maturity securities	(10,529)
Proceeds/principal from the maturity of held to maturity securities	35
Principal collected on available for sale mortgage-backed securities	4,514	2,778
Principal collected on held to maturity mortgage-backed securities	419
Net change in loans	(11,565)	(1,749)
Proceeds from stock repurchased by Federal Home Loan Bank	1,060
Proceeds from split-dollar bank-owned life insurance death benefit	998
Proceeds from sales of other real estate owned	105	74
Net purchases and construction of premises and equipment	(937)	(316)
Net cash used in investing activities	(20,680)	(15,455)
Financing Activities
Net change in demand and savings deposits	13,269	21,908
Net change in certificates of deposit	(2,813)	(7,374)
Decrease in drafts payable	(119)	(395)
Repayment of borrowings	(3,000)
Net change in advances by borrowers for taxes and insurance	(26)	40
Proceeds from exercise of stock options	114	47
Cash dividends paid	(181)	(89)
Net cash provided by financing activities	7,244	14,137
Change in Cash and Cash Equivalents	(11,655)	685
Cash and Cash Equivalents at Beginning of Year	33,142	40,867
Cash and Cash Equivalents at End of Quarter	21,487	41,552
Supplemental information:
Interest paid on deposits	741	836
Interest paid on borrowings	542	682
Income tax paid	450	95
Non-cash supplemental information:
Transfers from loans to other real estate owned	$ 151	$ 569