Consolidated Condensed Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest Income
Interest and fees on loans	$ 3,768	$ 4,114
Interest on mortgage-backed securities	268	222
Interest on investment securities	63	44
Other interest and dividend income	70	94
Total interest income	4,169	4,474
Interest Expense
Interest on deposits	373	420
Interest on borrowings	273	338
Total interest expense	646	758
Net Interest Income	3,523	3,716
Provision for loan losses	105	150
Net Interest Income After Provision for Loan Losses	3,418	3,566
Other Income
Other fees and service charges	634	588
Brokerage and insurance commissions	567	418
Gains on sales of loans and servicing rights	55	16
Gain from sales of other real estate owned	32
Other real estate owned income	64	87
Increase in cash value of life insurance	177	182
Other	30	73
Total other income	1,559	1,364
Other Expense
Salaries and employee benefits	2,356	2,255
Net occupancy expense	456	420
Furniture and equipment expense	210	189
Legal and professional fees	181	162
FDIC deposit insurance premiums and assessments	91	89
Data processing expense	280	233
Printing and office supplies	76	65
Marketing expense	92	109
Other real estate owned expense	124	39
Other	452	356
Total other expense	4,318	3,917
Income Before Income Taxes	659	1,013
Income tax	157	284
Net Income	$ 502	$ 729
Basic Earnings Per Share	$ 0.17	$ 0.24
Diluted Earnings Per Share	$ 0.17	$ 0.24
Dividends Declared Per Share	$ 0.04	$ 0.02