Consolidated Condensed Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest Income
Interest and fees on loans	$ 4,021	$ 4,221
Interest on mortgage-backed securities	168	244
Interest on investment securities	44	46
Other interest and dividend income	58	48
Total interest income	4,291	4,559
Interest Expense
Interest on deposits	432	654
Interest on borrowings	330	388
Total interest expense	762	1,042
Net Interest Income	3,529	3,517
Provision for loan losses	255	255
Net Interest Income After Provision for Loan Losses	3,274	3,262
Other Income
Other fees and service charges	538	522
Brokerage and insurance commissions	449	412
Net realized and recognized gains on available-for-sale investment securities (includes $92 and $89 for the three months ended March 31, 2013 and 2012, respectively, related to accumulated other comprehensive income reclassifications)	92	89
Gains on sales of loans and servicing rights	157	132
Net loss from sales and write-downs of other real estate owned	(1)	(156)
Other real estate owned income	58	80
Increase in cash value of life insurance	183	193
Other	36	8
Total other income	1,512	1,280
Other Expense
Salaries and employee benefits	2,192	2,282
Net occupancy expense	402	418
Furniture and equipment expense	211	203
Legal and professional fees	161	148
FDIC insurance premiums and assessments	147	145
Data processing expense	206	188
Printing and office supplies	63	77
Marketing expense	88	92
Other real estate owned expense	80	145
Other	410	421
Total other expense	3,960	4,119
Income Before Income Taxes	826	423
Income tax (includes $31 and $30 for the three months ended March 31, 2013 and 2012, respectively, related to income tax expense from reclassification items)	212	78
Net Income	$ 614	$ 345
Basic Earnings Per Share	$ 0.21	$ 0.12
Diluted Earnings Per Share	$ 0.21	$ 0.12
Dividends Declared Per Share	$ 0.01	$ 0.01