Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Operating Activities
Net Income	$ 1,263	$ 689
Items not requiring (providing) cash
Provision for losses on loans	890	870
Depreciation and amortization	1,045	937
Increase in cash value of life insurance	(577)	(631)
Gain from sale of available-for-sale securities	(89)	(706)
Loss on sale or write-down of other real estate owned	177	1,142
Mortgage loans originated for sale	(12,925)	(7,251)
Proceeds from sales of mortgage loans originated for sale	13,151	6,899
Gains on sales of mortgage loans and servicing rights	(339)	(181)
Increase in accrued interest payable	368	478
Other adjustments	(180)	1,725
Net cash provided by operating activities	2,784	3,971
Investing Activities
Purchase of securities	(10,064)	(42,830)
Proceeds/principal from the sale of securities	4,850	38,766
Purchase of FDIC insured bank certificates of deposit	(5,704)
Principal collected on mortgage-backed securities	5,366	3,222
Net change in loans	1,023	9,213
Proceeds from sales of other real estate owned	1,185	2,561
Net purchases and construction of premises and equipment	(615)	(354)
Proceeds from stock repurchased by Federal Home Loan Bank		629
Other investing activities	1
Net cash (used) provided by investing activities	(3,958)	11,207
Financing Activities
Net change in demand and savings deposits	28,640	15,064
Net change in brokered certificates of deposit		(1,989)
Net change in other certificates of deposit	(7,968)	(8,167)
(Decrease) increase in drafts payable	(1,026)	379
Proceeds from long-term borrowings	10,000
Repayment of long-term borrowings	(14,000)	(6,000)
Net change in advances by borrowers for taxes and insurance	630	318
Cash dividends paid	(89)	(90)
Net cash provided (used) by financing activities	16,187	(485)
Change in Cash and Cash Equivalents	15,013	14,693
Cash and Cash Equivalents at Beginning of Year	9,709	11,747
Cash and Cash Equivalents at End of Quarter	24,722	26,440
Supplemental information:
Interest paid on deposits	1,504	2,017
Interest paid on borrowings	1,177	1,284
Non-cash supplemental information:
Transfers from loans to other real estate owned	$ 1,682	$ 3,300