Consolidated Condensed Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest Income
Interest and fees on loans	$ 4,090	$ 4,341	$ 12,538	$ 13,175
Interest on mortgage-backed securities	209	272	684	863
Interest on investment securities	52	15	144	85
Other interest and dividend income	57	45	156	139
Total interest income	4,408	4,673	13,522	14,262
Interest Expense
Interest on deposits	564	802	1,845	2,522
Interest on borrowings	383	385	1,157	1,257
Total interest expense	947	1,187	3,002	3,779
Net Interest Income	3,461	3,486	10,520	10,483
Provision for loan losses	255	255	890	870
Net Interest Income After Provision for Loan Losses	3,206	3,231	9,630	9,613
Other Income
Other fees and service charges	604	578	1,718	1,577
Brokerage and insurance commissions	377	380	1,169	1,153
Net realized and recognized gains on available-for-sale investment securities		206	89	706
Gains on sales of loans and servicing rights	73	62	339	181
Net loss from sales and write-downs of other real estate owned	(6)	(487)	(177)	(1,142)
Other real estate owned income	72	290	212	648
Increase in cash value of life insurance	187	208	577	632
Other	18	71	30	191
Total other income	1,325	1,308	3,957	3,946
Other Expense
Salaries and employee benefits	2,240	2,360	6,761	7,120
Net occupancy expense	393	400	1,202	1,240
Furniture and equipment expense	201	197	572	629
Legal and professional fees	63	82	373	371
FDIC insurance premiums and assessments	148	145	441	505
Data processing expense	211	216	591	600
Printing and office supplies	66	58	211	188
Marketing expense	110	90	283	288
Other real estate owned expense	29	305	210	822
Other	453	374	1,324	1,175
Total other expense	3,914	4,227	11,968	12,938
Income Before Income Taxes	617	312	1,619	621
Income tax (benefit)	152	14	356	(68)
Net Income	$ 465	$ 298	$ 1,263	$ 689
Basic Earnings Per Share	$ 0.16	$ 0.10	$ 0.42	$ 0.23
Diluted Earnings Per Share	$ 0.16	$ 0.10	$ 0.42	$ 0.23
Dividends Declared Per Share	$ 0.01	$ 0.01	$ 0.03	$ 0.03