Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

Loans and Allowance for Loan and Lease Losses (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Dec. 31, 2010
Schedule of loans and allowance for loan and lease losses
Total loans	$ 314,068		$ 317,087
Undisbursed loan proceeds	220		12
Deferred loan fees, net	684		434
Allowance for loan losses	4,236	4,103	4,132	4,229	4,119	4,212
Less: Undisbursed loan proceeds, Deferred loan fees and expenses, net Allowance for loan losses	5,140		4,578
Total loans - net	308,928		312,509
Commercial Real estate loans [Member]
Schedule of loans and allowance for loan and lease losses
Total loans	103,428		100,126
Allowance for loan losses	539	773	584	730	674	639
Residential Real estate loans [Member]
Schedule of loans and allowance for loan and lease losses
Total loans	164,879		164,420
Allowance for loan losses	1,535	1,418	1,539	1,644	1,693	1,584
Construction Real estate loans [Member]
Schedule of loans and allowance for loan and lease losses
Total loans	15,717		17,980
Allowance for loan losses	1,012	954	1,150	1,025	859	1,254
Commercial loans and leases [Member]
Schedule of loans and allowance for loan and lease losses
Total loans	26,522		30,961
Allowance for loan losses	1,036	847	760	770	824	657
Municipal loans [Member]
Schedule of loans and allowance for loan and lease losses
Total loans	1,179		740
Allowance for loan losses
Consumer loans [Member]
Schedule of loans and allowance for loan and lease losses
Total loans	2,343		2,860
Allowance for loan losses	$ 114	$ 111	$ 99	$ 60	$ 69	$ 78