Consolidated Condensed Statements Of Cash Flows (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Operating Activities
Net income	$ 689	$ 451
Items not requiring (providing) cash
Provision for losses on loans	870	1,378
Depreciation and amortization	937	879
Increase in cash value of life insurance	(631)	(659)
Gain from sale of available-for-sale securities	(706)	(209)
Loss on sale or write-down of other real estate owned	1,142	213
Mortgage loans originated for sale	(7,251)	(13,729)
Proceeds from sales of mortgage loans originated for sale	6,899	12,989
Gains on sales of mortgage loans and servicing rights	(181)	(824)
Increase in accrued interest payable	478	326
Other adjustments	1,725	1,647
Net cash provided by operating activities	3,971	2,462
Investing Activities
Purchase of securities	(42,830)	(10,431)
Proceeds/principal from the sale of securities	38,766	4,444
Principal collected on mortgage-backed securities	3,222	4,529
Net change in loans	9,213	(2,093)
Proceeds from sales of mortgage loans transferred to held for sale		11,436
Proceeds from sales of other real estate owned	2,561	1,184
Net purchases and construction of premises and equipment	(354)	(69)
Proceeds from stock repurchased by Federal Home Loan Bank	629
Other investing activities		84
Net cash provided by investing activities	11,207	9,084
Financing Activities
Net change in demand and savings deposits	15,064	5,253
Net change in brokered certificates of deposit	(1,989)
Net change in other certificates of deposit	(8,167)	(15,527)
Increase in drafts payable	379	548
Proceeds from borrowings		3,000
Repayment of borrowings	(6,000)	(12,375)
Net change in advances by borrowers for taxes and insurance	318	72
Cash dividends paid	(90)	(90)
Net cash used in financing activities	(485)	(19,119)
Change in Cash and Cash Equivalents	14,693	(7,573)
Cash and Cash Equivalents at Beginning of Year	11,747	19,588
Cash and Cash Equivalents at End of Quarter	26,440	12,015
Supplemental information:
Interest paid on deposits	2,017	2,934
Interest paid on borrowings	1,284	1,875
Non-cash supplemental information:
Transfers from loans to other real estate owned	$ 3,300	$ 5,645