Consolidated Condensed Statements Of Income (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income
Interest and fees on loans	$ 4,341	$ 4,525	$ 13,175	$ 13,923
Interest on mortgage-backed securities	272	317	863	949
Interest on investment securities	15	40	85	135
Other interest and dividend income	45	22	139	97
Total interest income	4,673	4,904	14,262	15,104
Interest Expense
Interest on deposits	802	1,009	2,522	3,285
Interest on borrowings	385	581	1,257	1,850
Total interest expense	1,187	1,590	3,779	5,135
Net Interest Income	3,486	3,314	10,483	9,969
Provision for loan losses	255	360	870	1,378
Net Interest Income After Provision for Loan Losses	3,231	2,954	9,613	8,591
Other Income
Other fees and service charges	578	508	1,577	1,508
Brokerage and insurance commissions	380	352	1,153	1,038
Net realized and recognized gains on available-for-sale investment securities	206	104	706	209
Gains on sales of loans and servicing rights	62	119	181	824
Net loss from sales and write-downs of other real estate owned	(487)	(33)	(1,142)	(213)
Other real estate owned income	290	111	648	321
Increase in cash value of life insurance	208	222	632	659
Loss from limited partnership investment in real estate qualifying for Federal tax credits	(1)	(95)	(7)	(111)
Other	72	40	198	164
Total other income	1,308	1,328	3,946	4,399
Other Expense
Salaries and employee benefits	2,360	2,380	7,120	7,005
Net occupancy expense	400	377	1,240	1,152
Furniture and equipment expense	197	213	629	644
Legal and professional fees	82	80	371	477
FDIC insurance premiums and assessments	145	191	505	582
Data processing expense	216	192	600	558
Printing and office supplies	58	68	188	181
Marketing expense	90	105	288	284
Other real estate owned expense	305	205	822	739
Other	374	390	1,175	1,085
Total other expense	4,227	4,201	12,938	12,707
Income Before Income Taxes	312	81	621	283
Income tax (benefit)	14	(61)	(68)	(168)
Net Income	$ 298	$ 142	$ 689	$ 451
Basic Earnings Per Share	$ 0.10	$ 0.05	$ 0.23	$ 0.15
Diluted Earnings Per Share	$ 0.10	$ 0.05	$ 0.23	$ 0.15
Dividends Declared Per Share	$ 0.01	$ 0.01	$ 0.03	$ 0.03