Consolidated Condensed Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets
Cash on hand and in other institutions	$ 4,595	$ 3,673
Interest-bearing demand deposits	21,845	8,074
Cash and cash equivalents	26,440	11,747
Investment securities available for sale	40,535	38,608
Loans held for sale	542	91
Loans, net of allowance for loan losses of $4,229 and $4,212	299,347	312,715
Premises and equipment	14,367	14,736
Stock in Federal Home Loan Bank	4,472	5,101
Goodwill	656	649
Cash value of life insurance	26,044	25,413
Other real estate owned	8,658	9,067
Other assets	10,122	11,530
Total assets	431,183	429,657
Liabilities and Shareholders' Equity
Noninterest-bearing	39,846	34,769
Interest-bearing	303,040	303,209
Total deposits	342,886	337,978
Borrowings	45,810	51,810
Drafts payable	1,973	1,594
Other liabilities	6,313	5,024
Total liabilities	396,982	396,406
Commitments and contingencies
Shareholders' Equity
Preferred stock - 5,000,000 shares authorized and unissued
Common stock, $1.00 par value Authorized 15,000,000 shares Issued - 3,213,952 shares Outstanding - 2,988,952 shares	3,214	3,214
Additional paid-in capital	1,050	1,048
Retained earnings	32,448	31,849
Accumulated other comprehensive income	487	138
Treasury stock at cost - 225,000 shares	(2,998)	(2,998)
Total shareholders' equity	34,201	33,251
Total liabilities and shareholders' equity	$ 431,183	$ 429,657