Exhibit 32.2

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER PURSUANT TO
18 U.S.C. SECTION 1350
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the accompanying Quarterly Report on Form 10-Q
of Financial Federal Corporation for the quarter ended April 30, 2005,
the undersigned officer, being the Chief Financial Officer of
Financial Federal Corporation, hereby certifies pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that:

     (1) such Quarterly Report on Form 10-Q for the quarter ended
     April 30, 2005 fully complies with the requirements of
     Section 13(a) or 15(d) of the Securities Exchange Act of 1934;
     and

     (2) the information contained in such Quarterly Report on Form
     10-Q for the quarter ended April 30, 2005 fairly presents, in
     all material respects, the financial condition and results of
     operations of Financial Federal Corporation.

     A signed original of this written statement required by section
906 has been provided to the Company and will be retained by the
Company and furnished to the Securities and Exchange Commission or its
staff upon request.

     The foregoing certification is being furnished solely pursuant to
section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b)
of section 1350, chapter 63 of title 18, United States Code) and is
not being filed as part of the Form 10-Q or as a separate disclosure
document.



June 7, 2005                       /s/ Steven F. Groth
------------                       ----------------------------------
Date                               Steven F. Groth
                                   Chief Financial Officer and Senior
                                   Vice President