PREMISES AND EQUIPMENT (Tables)

3 Months Ended

Mar. 31, 2025

PREMISES AND EQUIPMENT

Schedule of major classifications of premises and equipment, stated at cost

	March 31,		December 31,
	2025		2024
	(In Thousands)
Land	$	39,406	$	39,340
Buildings and improvements		107,815		107,525
Furniture, fixtures and equipment		70,742		69,916
Operating leases right of use asset		6,127		6,390
		224,090		223,171
Less: accumulated depreciation		91,925		90,705
	$	132,165	$	132,466

Schedule of information about operating lease

	March 31, 2025		December 31, 2024
	(In Thousands)
Statement of Financial Condition
Operating leases right of use asset	$	6,127	$	6,390
Operating leases liability	$	6,362	$	6,621
	For the Three Months Ended
	March 31, 2025		March 31, 2024
	(In Thousands)
Statement of Income
Operating lease costs classified as occupancy and equipment expense (includes short-term lease costs and amortization of right of use asset)	$	419	$	483
Supplemental Cash Flow Information
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$	416	$	514
Right of use assets obtained in exchange for lease obligations:
Operating leases	$	—	$	275

Schedule of future expected lease payments for leases with terms exceeding one year

At March 31, 2025, future expected lease payments for leases with terms exceeding one year were as follows (in thousands):

2025	$	992
2026		1,338
2027		1,289
2028		1,019
2029		663
2030		506
Thereafter		1,482
Future lease payments expected		7,289
Less: interest portion of lease payments		(927)
Lease liability	$	6,362