UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
CURRENT REPORT
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Item 7.01 Regulation FD Disclosure.
Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern Bank.
September 30, 2023 1
Loan Portfolio Gross Loans [in thousands] *Includes Home Equity Loans of $111,665 2 *Includes Home Equity Loans of $114,901 9 - 30 - 23 $4,642,919 6 - 30 - 23 $4,600,942
Loan Portfolio by Region Gross Loans [in thousands] 3 9 - 30 - 23 $4,642,919 6 - 30 - 23 $4,600,942
Commercial Real Estate by Industry Gross Loans [in thousands] 4 9 - 30 - 23 $1,503,915 6 - 30 - 23 $1,497,659
Commercial Real Estate by Region Gross Loans [in thousands] 5 9 - 30 - 23 $1,503,915 6 - 30 - 23 $1,497,659
Commercial Real Estate Office and Retail All Data as of 9/30/23 Gross Loans [in thousands] 6 Office $218,366 Retail $321,950 Average credit size is $1,770,757 Average credit size is $1,839,277
Commercial Real Estate Office and Retail All Data as of 9/30/23 Gross Loans [in thousands] 7 Office - $218,366 Retail - $321,950 Medical Traditional Outstanding Balance $42,425 $175,941 # of Loans 23 123 Avg. Loan Size $1,768 $1,550 Weighted Avg. LTV 40% 96% of Office Portfolio – Pass Rated Strip Center Single Tenant Mixed - Use Neighborhood & Shopping Center Outstanding Balance $113,998 $98,657 $17,653 $91,642 # of Loans 52 83 18 25 Avg. Loan Size $2,192 $1,189 $981 $3,528 Weighted Avg. LTV 60% 57% 57% 53% 100% of Retail Portfolio – Pass Rated Owner Occupied $20,540 # of Loans 58 Avg. Loan Size $342 Weighted Avg. LTV 59% Other Office Sq. Ft. >100,000 $87,279 20,000 - 100,000 $44,237 <20,000 $23,885 # of Loans 65 Avg. Loan Size $2,630 Weighted Avg. LTV 52%
Construction & Land Development by Industry Gross Loans [in thousands] 8 9 - 30 - 23 $861,246 6 - 30 - 23 $816,703
Construction & Land Development by Region Gross Loans [in thousands] 9 9 - 30 - 23 $861,246 6 - 30 - 23 $816,703
Multi Family Real Estate by Region Gross Loans [in thousands] 10 9 - 30 - 23 $845,373 6 - 30 - 23 $885,394 Average credit size is $4,362,154 Average credit size is $4,277,263
Multi Family Real Estate by LTV Gross Loans [in thousands] 11 9 - 30 - 23 $845,373 6 - 30 - 23 $885,394
Non - performing by Type Gross Loans [in thousands] 12 9 - 30 - 23 $10,831 6 - 30 - 23 $11,149 *Includes Home Equity Loans of $32 *Includes Home Equity Loans of $27
Non - performing by Region Gross Loans [in thousands] 13 9 - 30 - 23 $10,831 6 - 30 - 23 $11,149
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| GREAT SOUTHERN BANCORP, INC. | ||
| Date: October 18, 2023 | By: | /s/ Joseph W. Turner |
| Joseph W. Turner, President and Chief Executive Officer |
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