CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 41,525	$ 55,720
Proceeds from sales of loans held for sale	220,910	81,403
Originations of loans held for sale	(228,836)	(88,864)
Items not requiring (providing) cash:
Depreciation	7,478	7,076
Amortization	1,344	1,566
Compensation expense for stock option grants	837	667
Provision for loan losses	14,371	5,500
Net gains on loan sales	(5,308)	(1,645)
Net realized gains on sales of available-for-sale securities	(78)	(10)
Net (gains) losses on sale of premises and equipment	19	(24)
Net losses on sale/write-down of other real estate owned and repossessions	31	205
Accretion of deferred income, premiums, discounts and other	(4,076)	(2,949)
Loss on derivative interest rate products	424	169
Deferred income taxes	(12,400)	(193)
Changes in
Interest receivable	(984)	(253)
Prepaid expenses and other assets	311	(1,940)
Accrued expenses and other liabilities	(1,912)	3,333
Income taxes refundable/payable	2,124	4,414
Net cash provided by operating activities	35,780	64,175
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	(268,313)	(123,401)
Purchase of loans	(3,675)	(57,545)
Purchase of premises and equipment	(6,609)	(8,274)
Proceeds from sale of premises and equipment	527	172
Proceeds from sale of other real estate owned and repossessions	3,461	12,867
Capitalized costs on other real estate owned	(126)	(93)
Proceeds from termination of interest rate derivative	45,864	0
Proceeds from sales of available-for-sale securities	19,236	28,057
Proceeds from maturities and calls of available-for-sale securities	26,940	13,370
Principal reductions on mortgage-backed securities	19,650	12,788
Purchase of available-for-sale securities	(118,296)	(143,151)
Redemption of Federal Home Loan Bank stock and change in other interest-earning assets	2,437	673
Net cash used in investing activities	(278,904)	(264,537)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	(210,626)	136,194
Net increase in checking and savings deposits	694,288	73,995
Net decrease in short-term borrowings	(156,064)	(4,293)
Advances from borrowers for taxes and insurance	4,357	5,313
Proceeds from issuance of subordinated notes	73,513	0
Dividends paid	(28,691)	(24,219)
Purchase of the Company's common stock	(15,867)	(849)
Stock options exercised	325	2,356
Net cash provided by financing activities	361,235	188,497
INCREASES (DECREASES) IN CASH AND CASH EQUIVALENTS	118,111	(11,865)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	220,155	202,742
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 338,266	$ 190,877